Ulster Bank | Mortgage Lenders

Mortgages available: 30 | Variable rate mortgages: 8 | Fixed rate mortgages: 22
Latest rate change: 22/03/2018 (All 'loyalty plus' plans removed, removal of minimum loan size threshold for 4 year fixed rates products and rate changes across variable rates, and 3, 4 and 5 year fixed.)

Ulster Bank Mortgage Deals

Provider

Features

Interest Rate

Mortgage Term

5 Year Fixed High Value <=60% LTV (Fixed until 30/09/2023) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.50%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
4 Year Fixed Rate <=80% LTV (Fixed until 30/09/2022) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.60%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Loyalty <=60% LTV (Fixed until 30/09/2023) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.80%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Loyalty <=60% LTV (Fixed until 30/09/2021) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.80%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Loyalty <=80% LTV (Fixed until 30/09/2023) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.85%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
4 Year Fixed Rate <=90% LTV (Fixed until 30/09/2022) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.85%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Loyalty <=80% LTV (Fixed until 30/09/2021) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.85%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Loyalty <=90% LTV (Fixed until 30/09/2023) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.90%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Rate <=60% LTV (Fixed until 30/09/2023) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.90%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Loyalty <=90% LTV (Fixed until 30/09/2021) (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.90%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Rate <=60% LTV (Fixed until 30/09/2021) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.90%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Rate <=80% LTV (Fixed until 30/09/2023) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.95%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Rate <=80% LTV (Fixed until 30/09/2021) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.95%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
5 Year Fixed Rate <=90% LTV (Fixed until 30/09/2023) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.99%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
3 Year Fixed Rate <=90% LTV (Fixed until 30/09/2021) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
2.99%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Discounted Variable Loyalty <=60% LTV (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.10%

Discount Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Discounted Variable Loyalty <=80% LTV (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.20%

Discount Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
7 Year Fixed Rate <=60% LTV (Fixed until 30/09/2025) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.29%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
7 Year Fixed Rate <=80% LTV (Fixed until 30/09/2025) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.39%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
7 Year Fixed Rate <=90% LTV (Fixed until 30/09/2025) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.49%

Fixed

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Discounted Variable Mortgage <=60% Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.50%

Discount Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Discounted Variable Loyalty <=90% LTV (Ulster Bank Current Account Holders Only) Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.60%

Discount Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Discounted Variable Mortgage <=80% Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
3.70%

Discount Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
Flexible Variable Mortgage <=90% Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.30%

Variable

Up to 35 years

Mortgage Term

Proceed
see mortgage detail
2 Year Investment Fixed Rate <=60% until 30/09/2020 Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.50%

Fixed

Up to 25 years

Mortgage Term

Proceed
see mortgage detail
Investment Flexible Variable <=60% Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.50%

Variable

Up to 25 years

Mortgage Term

Proceed
see mortgage detail
2 Year Investment Fixed Rate <=70% until 30/09/2020 Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.95%

Fixed

Up to 25 years

Mortgage Term

Proceed
see mortgage detail
5 Year Investment Fixed Rate <=60% until 30/09/2023 Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.95%

Fixed

Up to 25 years

Mortgage Term

Proceed
see mortgage detail
Investment Flexible Variable <=70% Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
4.95%

Variable

Up to 25 years

Mortgage Term

Proceed
see mortgage detail
5 Year Investment Fixed Rate <=70% until 30/09/2023 Mortgage
- Available to New Customers
- Available to Existing Customers
- €1,500 Towards Legal Costs
5.40%

Fixed

Up to 25 years

Mortgage Term

Proceed
see mortgage detail

What are the lowest mortgage rates offered by Ulster Bank?

In total, Ulster Bank offers 30 different mortgage loans to its customers. Of those 30, 22 are a fixed rate mortgage loan and 8 are a variable rate mortgage loan.

Ulster Bank lowest fixed rate mortgage: 5 Year Fixed High Value <=60% LTV (Fixed until 30/09/2023) mortgage which carries a rate of 2.5 % for mortgage terms of up to 35 years
Ulster Bank lowest variable rate mortgage: Discounted Variable Loyalty <=60% LTV (Ulster Bank Current Account Holders Only) mortgage which carries a rate of 3.1 % for mortgage terms of up to 35 years.

For the best results, you should use the Mortgage Calculator where you can arrange to speak with a qualified financial adviser should you wish to.

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