Did you know?
You can save money on your household bills with bonkers.ie
Join our customers and save big, from your Energy bills to your Mortgage.
It’s easy to get the best Credit Card for you with bonkers.ie
Our partners
Compare the best credit cards from the leading credit card providers in Ireland.
How to compare credit cards
bonkers.ie makes it easy to compare and apply for credit cards in Ireland.
- Tell us your needs
- Compare options
- Open your account
What do I need to get started?
- Knowledge of your needs
- Financial history
- Relevant ID (for student credit card)
bonkers.ie is free
Switching with bonkers.ie is completely free. When you switch with us, we receive a commission from the provider.
bonkers.ie is always 100% impartial and independent, so these agreements don’t affect the results or information you see.
We’re regulated
Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.
This reflects our continued commitment to providing independent, impartial, and accurate information and services.
Things to consider
When it comes to opening or switching credit cards, it's not always about getting the lowest interest. Here are some things to consider.
- Rules
There are risks associated with credit cards so, follow these rules to avoid undesirable outcomes:
- • Accidental damage cover
- • Personal possessions cover
- • Personal accident cover
- • Legal protection
- Interest
Most providers give up to 56 days of interest-free credit on purchases.
This means that you can use a credit card with no interest if you always pay on time. After this, you will be charged the agreed rate.
- Potential future consequences
If you consistently miss repayments on your credit card, you may have trouble securing a mortgage down the line.
Mortgage lenders will see missed payments as:
- • A sign of bad money management
- • Insufficient funds to pay a mortgage
- Credit card rewards
Some credit cards have rewards or points associated with usage that can be redeemed for various things like airline miles and more.
You can check what’s available in the description of the card when comparing options.
Cooling off period
You can cancel your policy within 14 days of purchasing without penalty.
This is known as the cooling off period. Check your policy's terms and conditions for information on potential fees.
