The credit card that's right for you is just a click away. Compare interest rates, balance transfer options and card features from Ireland's credit card providers. Saving on your credit card charges has never been easier.
Searching for the right credit card can be enough to make your head spin, especially when there are so many different cards and introductory offers to choose from. But that’s where we come in!
Our credit card comparison service lets you easily compare interest rates, balance transfer options, and card features from Ireland’s main credit card providers and is free, easy-to-use, 100% impartial, and accurate.
So if the thought of hunting for the best credit card on the market gives you a headache - rest easy. bonkers.ie takes care of the hard work for you with the most comprehensive credit card comparison service in Ireland.
Comparing credit card providers is easy with bonkers.ie. Just use our credit card comparison service to quickly compare the different interest rates, card features and balance transfer options from all of Ireland’s main providers and find the card that's right for you in just minutes.
To apply for a credit card you must be over 18 and have an annual income over a certain amount, usually in the region of at least €16,000 a year. You’ll need to have a good credit history too, which means well-managed finances and not too many other loans and debt. You may also need to provide proof of identification and proof of address during the application process.
Most credit cards providers give up to 56 days’ interest-free credit on purchases. This means you can avoid paying any interest if you pay off your balance in full and on time each month.
All credit cards are subject to government stamp duty of €30 every year. Some credit card providers may also charge an annual fee.
If you don’t pay off your balance in full each month you’ll be charged interest on the outstanding balance. The best way to use a credit card is to always pay your statement balance in full and on time each month, or at least pay off as much of what you owe as possible.
Rate changes in Ireland - Credit Cards
WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.
