Easily compare credit card providers with bonkers.ie
Searching for the right credit card can be enough to make your head spin, especially when there are so many different cards and introductory offers to choose from. But that’s where we come in!
Our credit card comparison service lets you easily compare interest rates, balance transfer options, and card features from Ireland’s main credit card providers and is free, easy-to-use, 100% impartial, and accurate.
So if the thought of hunting for the best credit card on the market gives you a headache - rest easy. bonkers.ie takes care of the hard work for you with the most comprehensive credit card comparison service in Ireland.
How do I find the best credit card?
How to compare credit cards
Comparing credit card providers is easy with bonkers.ie. Just use our credit card comparison service to quickly compare the different interest rates, card features and balance transfer options from all of Ireland’s main providers and find the card that's right for you in just minutes.
What do I need to apply for a credit card?
To apply for a credit card you must be over 18 and have an annual income over a certain amount, usually in the region of at least €16,000 a year. You’ll need to have a good credit history too, which means well-managed finances and not too many other loans and debt. You may also need to provide proof of identification and proof of address during the application process.
Can I avoid paying interest on my credit card?
Most credit cards providers give up to 56 days’ interest-free credit on purchases. This means you can avoid paying any interest if you pay off your balance in full and on time each month.
Do any extra charges apply to a credit card?
All credit cards are subject to government stamp duty of €30 every year. Some credit card providers may also charge an annual fee.
What happens if I don’t pay my credit card bill in full?
If you don’t pay off your balance in full each month you’ll be charged interest on the outstanding balance. The best way to use a credit card is to always pay your statement balance in full and on time each month, or at least pay off as much of what you owe as possible.
Rate changes in Ireland - Credit Cards