Easily compare loan interest rates and monthly repayments

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Fill in the loan amount you want to borrowCompare interest rates and features to find the best personal loan for youStart your personal loan application online in minutes

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Why should I use bonkers.ie to compare personal loans?

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It’s FREE

That’s right, we make our money by charging a small admin fee to suppliers, meaning it’s 100% free for you!

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Save time, hassle, and money

You don’t need messy spreadsheets or pen and paper. We have the technology to do all the calculations needed for your savings right here.

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You can trust us

We’re accredited by the Commission for Regulation of Utilities (CRU) and are authorised by the Central Bank of Ireland.

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Why should I use bonkers.ie to compare personal loans?

Taking out a loan can be a big financial decision, so it’s vital that you find the best deal for you. Thankfully, we’re here to help.

Our personal loan comparison service lets you easily compare interest rates and loan features from Ireland’s main lenders and will quickly show you what your monthly repayments would be.

bonkers.ie takes care of the hard work for you with the most comprehensive personal loan comparison service in Ireland. And of course our service is free, easy-to-use, 100% impartial and accurate.

We simplify savings

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Frequently Asked Questions

How to compare personal loans?

Comparing personal loans is easy with bonkers.ie. Simply enter in the amount you want to borrow and the length of time you wish to borrow for to run a quick comparison.

Our online comparison service lets you compare the different interest rates and loan features from all of Ireland’s main lenders and see what your monthly repayments would be.

What do I need to apply for a personal loan?

To apply for a personal loan you must:

  • Be over 18 years of age
  • Have a secure source of income
  • Have a good credit history, which means well-managed finances and not too many other loans and debt
  • You may also need to provide proof of identification and proof of address during the application process

Which bank has the lowest personal loan rate?

Different banks offer different rates depending on whether someone is an existing customer of the bank or whether the borrower has savings to use as collateral against the loan.

The best way to find out which bank has the lowest personal loan rates for your individual circumstances is to compare your options with our personal loan comparison service.

How much can I borrow with a personal loan?

All banks have their own underwriting criteria but in general a bank will lend anywhere between €1,000 and €75,000 for a personal loan, based on your repayment capacity.

Other resources:

Rate changes in Ireland - Personal Loans