Comparing personal loans is easy with bonkers.ie. Just use our online comparison service to quickly compare the different interest rates and loan features from all of Ireland’s main lenders and see what your monthly repayments would be.
To apply for a personal loan you must be over 18, have a secure source of income, and a good credit history, which means well-managed finances and not too many other loans and debt. You may also need to provide proof of identification and proof of address during the application process.
Different banks offer different rates depending on whether someone is an existing customer of the bank or whether the borrower has savings to use as collateral against the loan.
The best way to find out which bank has the lowest personal loan rates for your individual circumstances is to compare your options with our personal loan comparison service.
All banks have their own underwriting criteria but in general a bank will lend anywhere between €1,000 and €75,000 for a personal loan, based on your repayment capacity.