Use our Mortgage calculator and find the best rates

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Use our Mortgage calculator and find the best rates

What are the different mortgage options?

You can choose between fixed-rate or variable-rate mortgages. Aspects such as down payment requirements and government programs can make owning a home more accessible as well.

Watch our video.

How much can I realistically afford?

Costs, such as stamp duty, legal fees, taxes and land registry costs should all be considered in your budget.

Find out more using our Affordability Calculator.

Why use a broker?

Our team of impartial mortgage brokers will help you find the best rates on the market, and guide you through the entire mortgage process from enquiry to draw down.

It’s easy to compare rates and get a Mortgage on bonkers.ie

Our partners

Compare mortgage rates from Ireland's leading financial institutions, and our brokers will guide you through the rest free of charge.

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    How to get your mortgage

    bonkers.ie makes it easy to get your mortgage in Ireland.

    • Tell us about your needs
    • Tell us about you
    • Begin your mortgage journey
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    What documents do I need to apply?

    • Photo ID
    • Personal Public Service Number (PPSN)
    • Proof of address
    • Proof of income

    If you are unsure of how much you can borrow, use our free affordability calculator.

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    bonkers.ie is free

    Believe it or not, comparing and applying for a mortgage on bonkers.ie is entirely free.

    The partnerships we have with Ireland’s leading mortgage lenders make it possible for us to offer you this service for free.

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      We’re regulated

      Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.

      This reflects our continued commitment to providing independent, impartial, and accurate information and services.

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        Things to consider

        When it comes to mortgages, no two applications are the same. Here are some things to consider to help the process go as smoothly as possible.

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          Mortgages FAQs

            image-Mortgages FAQs

            Tip: Watch the video 10 steps to getting a Mortgage in Ireland.

            Remember, you will also need to take out mortgage protection insurance to draw down your mortgage. Get your mortgage protection here.

              Rates quoted are accurate as of today’s date and are subject to change. The actual rate applying at the date you are approved for a mortgage may differ from the rate quoted.

              WARNING: IF YOU DO NOT MEET THE REPAYMENTS ON YOUR LOAN, YOUR ACCOUNT WILL GO INTO ARREARS. THIS MAY AFFECT YOUR CREDIT RATING, WHICH MAY LIMIT YOUR ABILITY TO ACCESS CREDIT IN THE FUTURE.

              WARNING: IF YOU DO NOT KEEP UP YOUR REPAYMENTS YOU MAY LOSE YOUR HOME.

              WARNING: THE COST OF YOUR MONTHLY REPAYMENTS MAY INCREASE.

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              Bonkers Money Limited, trading as bonkers, is regulated by the Central Bank of Ireland.

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