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A quick journey to cheaper car insurance
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Why should I use bonkers.ie to get my car insurance?
Comprehensive car insurance
Fully comprehensive insurance covers damage to other vehicles and property, as well as your own. The full extent of cover will depend on your requirements.
Third party, fire and theft
Regular third party cover with protection against damage as a result of fire and theft.
Third party only
The most basic level of car insurance cover required, covering damage to another vehicle only and not your own.
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Why should I use bonkers.ie to get my car insurance?
bonkers.ie can help you save money on your car insurance.
Countless motorists choose to stick with the same insurer year after year, meaning they are missing out on potential savings. Here at bonkers.ie, our car insurance tool allows you to get a discounted quote on your premium in just a few minutes, helping you save hundreds of euro.
You will even receive an extra 10% off your insurance premium when you purchase a policy or choose to switch to a new insurance company online with us.
To stop overpaying on your car insurance premium today try out our free and easy-to-use car insurance tool, which will ensure you get the best value cover for your money.
You can learn all about the steps involved in finding the best value car insurance to suit your needs in our guide on how to use our car insurance comparison service.
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Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.
What is car insurance?
There are three main types of car insurance available in Ireland and each offer differing levels of protection.
- Third-party: This is the minimum legal requirement needed to drive a car in Ireland and throughout the European Union. Third-party insurance only pays out for claims that others make against you caused by damage or injury. It can cover the cost of damage to another person’s vehicle, but it does not cover damage to your own car.
- Third-party, fire and theft: As well as third-party cover, this type of car insurance allows you to claim for loss or damage to your own car as a result of fire or theft. However, it does not cover accidental damage to your vehicle. If you are at fault for an accident, third-party, fire and theft won’t cover you for vehicle damages or any injuries that you sustain.
- Comprehensive: This type of insurance offers drivers the most protection, but is also the most expensive. Comprehensive car insurance gives you third-party, fire and theft cover and also allows you to claim for damage to your own car, no matter who is to blame. The benefits of comprehensive policies vary between insurance companies and there are additional features you can add to your policy.
What should I consider when taking out car insurance?
Remember that when taking out car insurance it’s not just about getting the cheapest price. Key factors to consider include the amount of excess you choose to pay, whether or not you want no claims bonus protection or step-back bonus protection, if you want windscreen cover and whether you want to add on roadside or breakdown assistance.
Take a look at this guide for a full list of things to consider when taking out car insurance and have a read of this guide on 10 mistakes people make when getting cover.