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Pepper Money | Mortgage Lenders

Mortgages available: 54 | Variable rate mortgages: 26 | Fixed rate mortgages: 28 Latest rate change: 21/06/2018 (3 Year & 5 Year fixed-rate mortgage plans now available )

Pepper Money Mortgage Deals

Provider
Features
Interest Rate
Mortgage Term
  • Pepper Money
    Essential (LTV <=50%) Mortgage

    • Available to new customers

    3.10%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=50%) 3 Year Fixed Mortgage

    • Available to new customers

    3.20%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=60%) 3 Year Fixed Mortgage

    • Available to new customers

    3.20%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=70%) 3 Year Fixed Mortgage

    • Available to new customers

    3.20%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=80%) 3 Year Fixed Mortgage

    • Available to new customers

    3.20%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=60%) Mortgage

    • Available to new customers

    3.25%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=70%) Mortgage

    • Available to new customers

    3.30%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=50%) 3 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.35%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=50%) Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.35%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=60%) 3 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.35%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=70%) 3 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.35%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=90%) 3 Year Fixed Mortgage

    • Available to new customers

    3.35%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=80%) 3 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.35%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=50%) 5 Year Fixed Mortgage

    • Available to new customers

    3.45%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=60%) 5 Year Fixed Mortgage

    • Available to new customers

    3.45%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=70%) 5 Year Fixed Mortgage

    • Available to new customers

    3.50%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=80%) 5 Year Fixed Mortgage

    • Available to new customers

    3.50%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=90%) 3 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.50%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=90%) 5 Year Fixed Mortgage

    • Available to new customers

    3.55%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=50%) 5 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.60%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=60%) 5 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.60%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=80%) Mortgage

    • Available to new customers

    3.60%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=60%) Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.60%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=70%) Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.65%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=70%) 5 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.70%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=80%) 5 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.70%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=90%) 5 Year Fixed Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.80%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=50%) Mortgage

    • Available to new customers

    3.85%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=50%) 3 Year Fixed Mortgage

    • Available to new customers

    3.90%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential (LTV <=90%) Mortgage

    • Available to new customers

    3.90%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=60%) 3 Year Fixed Mortgage

    • Available to new customers

    3.90%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=80%) Mortgage

    • Available to new customers
    • Aimed at the self-employed

    3.95%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=70%) 3 Year Fixed Mortgage

    • Available to new customers

    3.95%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=80%) 3 Year Fixed Mortgage

    • Available to new customers

    3.95%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus (LTV <=90%) Mortgage

    • Available to new customers
    • Aimed at the self-employed

    4.25%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=50%) 5 Year Fixed Mortgage

    • Available to new customers

    4.30%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=60%) 5 Year Fixed Mortgage

    • Available to new customers

    4.30%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=70%) 5 Year Fixed Mortgage

    • Available to new customers

    4.40%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Buy-to-Let (LTV <=50%) Mortgage

    • Available to new customers

    4.40%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=80%) 5 Year Fixed Mortgage

    • Available to new customers

    4.40%

    Fixed

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=60%) Mortgage

    • Available to new customers

    4.45%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=70%) Mortgage

    • Available to new customers

    4.50%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Buy-to-Let (LTV <=60%) Mortgage

    • Available to new customers
    • Available to existing customers

    4.75%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Essential Plus Buy-to-Let (LTV <=50%) Mortgage

    • Available to new customers
    • Available to existing customers
    • Aimed at the self-employed

    4.75%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Essential Buy-to-Let (LTV <=70%) Mortgage

    • Available to new customers
    • Available to existing customers

    4.75%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Essential Buy-to-Let (LTV <=80%) Mortgage

    • Available to new customers
    • Available to existing customers

    4.80%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Essential Plus Buy-to-Let (LTV <=60%) Mortgage

    • Available to new customers
    • Available to existing customers
    • Aimed at the self-employed

    5.00%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Essential Plus Buy-to-Let (LTV <=70%) Mortgage

    • Available to new customers
    • Available to existing customers
    • Aimed at the self-employed

    5.00%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage (LTV <=80%) Mortgage

    • Available to new customers
    • Available to existing customers

    5.05%

    Variable

    Up to 30 years

    Mortgage Term


  • Pepper Money
    Essential Plus Buy-to-Let (LTV <=80%) Mortgage

    • Available to new customers
    • Available to existing customers
    • Aimed at the self-employed

    5.25%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage Buy-to-Let (LTV <=50%) Mortgage

    • Available to new customers
    • Available to existing customers

    5.65%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage Buy-to-Let (LTV <=60%) Mortgage

    • Available to new customers
    • Available to existing customers

    5.65%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage Buy-to-Let (LTV <=70%) Mortgage

    • Available to new customers
    • Available to existing customers

    6.00%

    Variable

    Up to 25 years

    Mortgage Term


  • Pepper Money
    Advantage Buy-to-Let (LTV <=80%) Mortgage

    • Available to new customers
    • Available to existing customers

    6.25%

    Variable

    Up to 25 years

    Mortgage Term


What are the lowest mortgage rates offered by Pepper Money?

In total, Pepper Money offers 54 different mortgage loans to its customers. Of those 54, 28 are a fixed rate mortgage loan and 26 are a variable rate mortgage loan.

  1. Pepper Money lowest fixed rate mortgage: Essential (LTV <=50%) 3 Year Fixed mortgage which carries a rate of 3.2 % for mortgage terms of up to 30 years
  2. Pepper Money lowest variable rate mortgage: Essential (LTV <=50%) mortgage which carries a rate of 3.1 % for mortgage terms of up to 30 years.

For the best results, you should use the Mortgage Calculator where you can arrange to speak with a qualified financial adviser should you wish to.

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