Our partner
Compare and apply for health insurance plans from Irish Life Health, one of Ireland's leading providers.
How to get health insurance
bonkers.ie makes it easy to find the best health insurance plan for your specific requirements.
Tell us the cover you require
Compare quotes
Apply & purchase
What you need to get started
Knowledge of the coverage you require
Information on additional persons
Your contact details
We're trusted by over a million Irish households every year
bonkers.ie is free
Believe it or not, using bonkers.ie is entirely free.
Once you apply for and buy a policy on bonkers.ie, we receive a commission from the health insurance provider.
We're regulated
Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland.
This reflects our continued commitment to providing impartial and accurate financial advice, information and services.
Things to consider
Waiting period
Claim history
Excess
Cooling off period
You can cancel your policy within 14 days without penalty.
This is known as the cooling off period. Check the terms and conditions for information on potential fees.
EXPERT TIP
Fight the urge to auto-renew
Many people are afraid to switch health insurers and just let their policy auto-renew every year. But if you switch insurer you won't have to serve any waiting periods again, as long as you switch within 13 weeks of your previous policy's end-date.
My analysis shows that the cost of an average policy is now close to €2,000 but you can reduce this by shopping around, negotiating with your existing insurer or switching to a better plan.
Daragh Cassidy
Consumer Expert at
As featured on
Your questions, answered
How much does health insurance cost in Ireland?
The cost of health insurance in Ireland varies based on age, level of cover and chosen plan. Individual plans can range from a few hundred euro to several thousand annually. Factors like excess and co-payments can also influence the final premium.
Is private health insurance worth it in Ireland?
Private health insurance in Ireland can provide peace of mind and faster access to care. While the public system offers essential services, private cover can reduce waiting times for non-emergency treatment and provide more choices regarding hospitals, specialists, and private rooms.
Do I need health insurance to live in Ireland?
No, health insurance is not mandatory in Ireland. All residents have access to the public healthcare system and if you are a citizen of a European Union country visiting Ireland, your European Health Insurance Card (EHIC) will ensure you have access to necessary medical treatment for free or at a reduced cost.
What is a pre-existing condition for health insurance?
A pre-existing medical condition refers to any illness or injury that you were diagnosed with before completing an application for a new health insurance policy. Insurers can apply waiting periods of up to five years before providing full cover in certain cases.
Which health insurance provider is best in Ireland?
The 'best' health insurance provider in Ireland depends entirely on your requirements and budget. The ideal choice for you should provide the right balance between benefits, hospital access and price for the specific medical needs of your family.
Can I get cover for day-to-day medical expenses?
Yes, many health insurance plans in Ireland offer cover for day-to-day medical expenses. These benefits can include contributions towards GP visits, physiotherapy, dental check-ups, and other outpatient services. However, the level of cover for these expenses varies between health insurance plans.
Independent Service Rating based on 7263 verified reviews. Read all reviews
Good service
Easy to navigate and quick
Mr michael hunter
- 1 day ago
Excellent
Customer
- 1 day ago