Insurance gives you peace of mind that should something unexpected happen you’ll be covered in your hour of need. However many people pay more than they need to each year.
At bonkers.ie you can easily compare quotes and benefits from Ireland’s main life insurance providers. And once you've found the right policy for you, you can apply online on our site in just minutes. And best of all our service is free, easy-to-use, 100% impartial and accurate.
So if the thought of searching around for the best value insurance gives you a headache - rest easy. bonkers.ie will take care of the hard work and find a new policy for you in just seconds.
Never overpay for your insurance again with bonkers.ie.
Comparing insurance quotes is easy with bonkers.ie. Just fill in some simple details such as your age, the amount of cover you want, and the term the policy should run for using our online comparison service, and we'll compare polices from Ireland's main providers and produce a quote for you in just seconds.
There are a few ways you can save money on your insurance:
The whole point of insurance is that it's there to protect you financially in your hour of need. But if you've been paying for inadequate cover, or been mis-sold a policy, then it's actually costing you financially instead.
Before buying insurance, you should always take the time to shop around for the best value and never feel pressured into signing up for something you don’t fully understand. If you’re taking out mortgage protection, remember that you don't have to take it out with the bank that you gave you your mortgage.
Always read the policy terms and conditions carefully so that you know what you’re covered for. It might not be the most exciting thing you’ll ever read but it’ll save you a lot of hassle (and potential heartbreak) if you ever need to make a claim.
Finally, when looking at health insurance, be aware of what the excess on your policy is. A higher excess will reduce your premium but means you’ll have to pay more yourself in the event of any claim.
The price you pay for insurance depends on the amount of cover you’re looking for, how long you want your policy to run i.e. the term you choose, and whether you want a single life policy, joint/dual life policy or whole-of-life policy. Factors that also affect the price include:
Your occupation can have an influence on your premium, with some occupations deemed ineligible for cover due to the nature of the work involved. In general jobs are divided into four types or ‘occupation classes’.
Insurance benefits are paid out tax-free so you don’t need to worry about giving over anything to the tax man! However, anyone who inherits the money after your death may have to pay inheritance tax depending on their relationship to you. How much tax they’ll have to pay will depend on how much they inherit and Revenue rules at the time of your death.
We’re Ireland’s leading price comparison and switching site. We’re free to use and make comparing prices across suppliers quick and easy!
We save you time by bringing you all the best deals in one place. Every year we help tens of thousands of customers to switch and save money!
We’re 100% impartial and are also accredited by the Commission for Regulation of Utilities (CRU) as an impartial, accurate and independent supplier of energy price comparisons.