Get the best young driver Car Insurance in Ireland
Car insurance for young drivers, including telematics insurance, direct from insurers.
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Bonkers Money Limited, trading as bonkers, is regulated by the Central Bank of Ireland.
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Compare and purchase car insurance quotes directly from Ireland's leading car insurance companies without broker fees on bonkers.ie. Policies are available from AIG, Aviva and Zurich.
How to get car insurance for young drivers
bonkers.ie makes it easy to compare and purchase great value young driver car insurance policies in just three steps.
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What you need to get started
Driving licence
Knowledge of driving history
Car registration number
Information on additional drivers
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bonkers.ie is free
Believe it or not, applying for a motor insurance policy on bonkers.ie is entirely free. Unlike traditional insurance brokers, we don't charge fees.
Once you apply for and buy a policy, we receive a commission from the insurer. This does not impact the prices quoted to you.
We're regulated
Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland. This has been the case since 2013.
This reflects our continued commitment to providing impartial and accurate financial advice, information and services.
Why choose bonkers.ie?
The bonkers.ie car insurance platform has multiple telematics/black box options available, and our users can even get up to a 15% discount! It is also the only service in Ireland that allows young drivers to compare quotes directly from leading insurers.
Unlike traditional brokers that add their own fee, this ensures that bonkers.ie provides the cheapest quote for any given policy. Once you select a policy, we send you and your details straight to your chosen insurer's checkout page to complete your purchase - easy!
Things to consider
Required coverage
Named-driver NCB
Telematics
Payment options
Adding a driver
Your vehicle
Cooling off period
You can cancel your policy within 14 days without penalty.
This is known as the cooling off period. Check the terms and conditions for information on potential fees.
EXPERT TIP
Take the quick wins
Getting insured as a young driver in Ireland can be quite challenging, not to mention expensive! But there are a few quick wins that are almost guaranteed to reduce your premium.
Give serious consideration to buying a telematics insurance policy, which will see a black box to monitor your driving installed in your car. Opting for this type of policy can knock hundreds of euro off your premium. And look at adding a more experienced driver to your policy as a named driver as this can reduce the cost of your cover too.
Daragh Cassidy
Consumer Expert at
As featured on
Your questions, answered
What’s the cheapest car insurance for young drivers?
The most affordable car insurance for young drivers depends on factors such as age, experience, vehicle type, and location. Comparing quotes from several providers, considering higher voluntary excess, and looking for discounts like safe driving rewards with telematics can help.
What is the best car insurance for young people?
The ideal car insurance for young people offers affordable premiums, good coverage, and helpful extras. Look for policies with no claims bonuses, flexible excess, and telematics options that reduce costs for careful driving. Benefits like breakdown assistance or personal accident cover can enhance value.
What is the cheapest way to insure my 17-year-old son?
To reduce costs when insuring a 17-year-old, consider telematics policies, which track safe driving and can lower premiums. Adding them as a named driver to an existing policy saves money. Comparing specialist insurers and completing accredited driving courses can also provide valuable discounts for young drivers.
Can I insure a 20-year-old car in Ireland?
Yes, you can insure a 20-year-old car in Ireland, although options and premiums may differ. Older cars can attract higher costs due to reliability concerns. Comparing quotes from multiple insurers and providing detailed information about the car’s condition can find the most suitable insurance policy available.
What is a young driver in Ireland?
In Ireland, a 'young driver' usually means someone under 25 years old. Insurers see this group as higher risk due to limited driving experience, leading to increased premiums. Some policies offer telematics and safe driving discounts, supporting young drivers in managing their insurance costs more effectively.
Are there options for young drivers with penalty points?
Yes, young drivers with penalty points can still find insurance, but premiums may be higher as insurers consider these drivers a greater risk. Shopping around for specialist providers who cater to young drivers with driving convictions can improve your chances of finding cover.
How to get the cheapest car insurance in Ireland?
Securing the cheapest car insurance in Ireland involves comparing quotes from multiple insurers, maintaining a spotless driving record, and opting for a higher voluntary excess. Additionally, installing safety features and limiting your mileage may further reduce your premium.
What is the cheapest car to insure in Ireland?
Generally, cars that are common, less powerful, have smaller engines, are less expensive to repair and are less attractive to thieves tend to have lower car insurance premiums. Examples might include smaller hatchbacks or family saloons like a VW Polo or Toyota Yaris.
How can I reduce my car insurance premium?
Lowering your car insurance premium can be achieved by increasing your voluntary excess, maintaining a clean driving record, and avoiding unnecessary claims. Additional savings may be available by bundling car insurance with home or other policies, limiting annual mileage, and installing security devices.
Who offers the cheapest car insurance right now?
The provider offering the most affordable car insurance can change frequently depending on your individual profile. Use bonkers.ie to gather up-to-date quotes from a variety of insurers, allowing you to identify the most cost-effective option tailored to your specific needs and circumstances.
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Mr john moore
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I got my insurance much cheaper after contacting Bonkers. The ordinary person like me at my age needs the service like Bonkers are offering. So keep up the Good Work.
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