The best Car Insurance policies in Ireland with up to 15% off
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Bonkers Money Limited, trading as bonkers, is regulated by the Central Bank of Ireland.
Our partners
Purchase car insurance from Ireland's leading car insurance companies without broker fees on bonkers.ie. Policies are available from AIG, Aviva and Zurich.
How to get car insurance
bonkers.ie makes it easy to compare and purchase great value car insurance policies in just three steps.
Tell us about your car
Tell us about you
Compare & purchase
What you need to get started
Driving licence
Knowledge of driving history
Car registration number
Information on additional drivers
We're trusted by over a million Irish households every year
bonkers.ie is free
Believe it or not, applying for a motor insurance policy on bonkers.ie is entirely free. Unlike traditional insurance brokers, we don't charge fees.
Once you apply for and buy a policy, we receive a commission from the insurer. This does not impact the prices quoted to you.
We're regulated
Bonkers Money Limited, trading as bonkers.ie, is regulated by the Central Bank of Ireland. This has been the case since 2013.
This reflects our continued commitment to providing impartial and accurate financial advice, information and services.
Why choose bonkers.ie?
The bonkers.ie car insurance platform is the only one in Ireland that allows you to compare car insurance quotes directly from leading insurers. This combines the lower prices of going direct with the time-saving convenience of a broker. Plus we don't charge fees!
After comparing prices and features, you and your details will be sent straight to your chosen insurer's checkout page so you can complete your purchase without any hassle - easy!
Things to consider
Types of cover
- There are three main levels of cover available:
- Comprehensive
- Third Party Fire & Theft
- Third Party
Driving other cars
Optional extras
Named drivers
Cooling off period
You can cancel your policy within 14 days without penalty.
This is known as the cooling off period. Check the terms and conditions for information on potential fees.
EXPERT TIP
Compare and buy with ease
If the cost of your car insurance has increased then shop around to try and get a better deal. In my experience, you're likely to find one. But beware of potential broker fees which, if charged, can sometimes increase your quote by up to €100.
And don't waste time by filling out different forms for multiple insurers. The key to avoiding these issues, saving both time and money, is using a direct-to-insurer comparison. bonkers.ie is the only site in Ireland that provides this service, allowing you to compare and buy with ease!
Daragh Cassidy
Consumer Expert at
As featured on
Your questions, answered
What is the average price of car insurance in Ireland?
The average price per car insurance policy in Ireland is around €700 but that is not a strong indicator of how much your car insurance will be. This is because premiums are tailored to each individual. Costs usually range from around €500 to over €1,500, depending on many factors.
Why is Irish car insurance so expensive?
Historically, personal injury awards and legal fees in Ireland have been, and are, very high, despite new judicial guidelines. Other factors are the rising cost of repairs and the number of uninsured drivers. These combined expenses are passed on to consumers in the form of higher premiums.
Can I insure a car in Ireland as a non-resident?
Yes, but it can be very difficult. Most mainstream insurers in Ireland require you to be a resident to take out a policy, often asking for proof of an Irish address. Non-residents are typically seen as a higher risk due to a lack of local driving history, which can make it hard to get a quote.
Which is the best company to buy car insurance?
The best company to buy car insurance from is bonkers.ie. Traditionally, customers could save time by using a broker (for a fee) or save money by going direct to multiple insurers (which takes a long time). Now, the unique bonkers.ie platform lets them save both time and money by comparing direct quotes!
Is car insurance mandatory for all vehicles in Ireland?
Yes, it is a legal requirement for all vehicles driven or parked on public roads in Ireland to have at least third-party insurance. This cover protects against liability for injury or damage to others. Driving without insurance is illegal and risks severe penalties, even if the vehicle is not being used regularly.
What should I do after a car accident in Ireland?
If you're involved in an accident, ensure everyone's safety first and, if necessary, call emergency services. Exchange names, contact details, and insurance information with all parties involved. Photograph the vehicles and the scene if possible. Notify your insurer as soon as possible, providing full details.
What if you don't have car insurance in Ireland?
Driving without insurance in Ireland is a major offence. If caught, you will face a mandatory court appearance, a fine of up to €5,000, and five penalty points. You could also be disqualified from driving for two years or more, and Gardaí have the power to seize your vehicle.
How is car insurance paid in Ireland?
You can typically pay for your car insurance in two ways: annually in one lump sum, or through monthly instalments via direct debit. Paying annually is often slightly cheaper as monthly payment plans usually include a service charge or interest, making the overall cost higher over the year.
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