Compare the best Prepaid Credit Cards

Perfect as a flexible gift or for strictly controlling your budgets.

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How to compare prepaid cards

bonkers.ie makes it easy to compare prepaid cards in Ireland.

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4.7 out of 5(7263) reviews
4.8 out of 5(494) reviews

Things to consider

Whether getting a new card or switching, it's not always about getting the lowest interest rate card. Here are some things to consider.
Purpose
Prepaid cards are great for one off uses such as a gift but are increasingly becoming a viable alternative to traditional current accounts.
Different cards serve different purposes so pay close attention to reload fees or maximum use.
Apple Pay/Google Pay
If you are someone who loves to tap their phone to pay, make sure that the card you choose supports this feature.
While this capability is becoming more common, not every card offers it. Review the features of cards to make sure.

Cooling off period

You can cancel your policy within 14 days without penalty.

This is known as the cooling off period. Check the terms and conditions for information on potential fees.

EXPERT TIP

Great for managing a strict budget

A prepaid credit card offers all the convenience of a standard card for online shopping and travel, but without the risk of high interest rates or accumulating debt.

In my opinion, they can be a fantastic tool for managing your budget, as you can only spend what you load onto the card. Use bonkers.ie to compare the low fees and handy features of the best prepaid cards on the market.

Daragh Cassidy

Consumer Expert at

As featured on

Your questions, answered

What is a prepaid money card?

A prepaid money card is a payment card that you load with funds before use. It is not linked to a bank account or credit line, meaning you can only spend the money you have preloaded onto it. This makes it a useful tool for budgeting and controlling spending, as you cannot go into debt.

Is Revolut a prepaid card?

Revolut functions similarly to a preloaded card in that you top up your account with money before spending. However, it’s technically a digital bank account with a debit card, not a traditional prepaid card. It offers more features than a typical prepaid card, including international transfers and budgeting tools.

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