Get a Personal Loan that's right for you
Compare personal loans with the best interest rates and apply online.
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How to find the best loan
bonkers.ie makes it easy to compare loans and borrow money in Ireland.
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What you need to get started
Knowledge of what you want
Financial history
Ability to meet repayments
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Things to consider
Total cost
Cash-secured loans
Loan purpose
Cooling off period
You can cancel your policy within 14 days without penalty.
This is known as the cooling off period. Check the terms and conditions for information on potential fees.
EXPERT TIP
Choose wisely
Interest rates for personal loans can vary hugely between lenders. So shop around and compare rates as it could save you thousands in interest over the full term of your loan.
And always try to repay a personal loan as soon as you can. The shorter the loan term that you choose, the less interest you’ll pay overall.
Daragh Cassidy
Consumer Expert at
As featured on
Your questions, answered
What is the easiest way to get a loan in Ireland?
Applying online with a solid credit history and the required documents is usually the fastest route towards getting loan approval. Banks and Credit Unions often have streamlined digital applications, resulting in swift approval decisions and prompt access to funds.
How much of a personal loan can I get in Ireland?
Your approved loan amount depends on factors such as your income, existing debts, and credit score. Irish lenders typically offer personal loans ranging from €1,000 to €75,000. Only take what you need and are confident you can repay within your means.
Does Revolut do loans in Ireland?
Revolut does provide personal loans to eligible customers via their mobile app. For the most up-to-date information on their loan products and eligibility criteria within Ireland, find them on our results page for personal loans and read through the information provided.
What is a personal loan?
A personal loan enables you to borrow an agreed-upon sum without offering up assets as security. You’ll pay back the loan, along with interest, over a predetermined period. These loans are often used for home improvements, car purchases or consolidating bills into one manageable payment.
Is it smart to get loans?
Borrowing can be a wise choice when it helps you achieve significant goals and fits comfortably within your budget. However, avoid taking out loans for discretionary spending or if repayments would put a strain on your finances. Always plan and budget prior to borrowing.
What's the easiest loan to get approved for?
Smaller loans with short repayment terms are generally easier to secure, especially if you have a healthy credit profile. Credit Unions may offer more flexibility to their members compared to some traditional banks, making them a good option for many borrowers.
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