Compare the best Current Accounts in Ireland
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Standard account
Focus on your studies with a simple, fee-free account.
Graduate account
Manage your daily finances with features that work for you.
Student account
Enjoy straightforward banking with reduced fees and benefits.
Seniors account
Support your new financial journey with an account to fit your needs.
Our partners
Compare the best current accounts from the leading current account providers in Ireland.
How to compare current accounts
bonkers.ie makes it easy to compare the best current accounts in Ireland.
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What you need to get started
Knowledge of what you want
Proof of address
Relevant ID (if student/graduate/senior)
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Things to consider
Types of account
- There are four main types of current account available in Ireland to suit your needs:
- Standard
- Student
- Graduate
- Senior
Mobile payment
Overdraft facilities
Fees & charges
Cooling off period
You can cancel your policy within 14 days without penalty.
This is known as the cooling off period. Check the terms and conditions for information on potential fees.
EXPERT TIP
Don't settle
Many of us have had the same current account since childhood. And if you're happy with your account, that's fine I guess.
But if you're tired of paying €20 or €30 every quarter in maintenance fees or are fed up with the quality of your bank's mobile app, there are lots of other account options out there.
Daragh Cassidy
Consumer Expert at
As featured on
Your questions, answered
What are typical fees for current accounts?
A current account is your everyday bank account used for paying bills, receiving your salary, and making daily purchases with a debit card. It provides quick access to your money for managing routine finances and enables seamless payments and withdrawals.
Difference between current and savings accounts?
Current accounts are designed for daily spending and quick access to your money while savings accounts help you accumulate funds over time and often pay interest. Savings Accounts also typically limit the number of withdrawals to encourage saving.
Is Revolut a bank account in Ireland?
Yes, Revolut is a fully licensed bank in Ireland with Irish IBAN accounts. It offers digital-first banking services, competitive exchange rates and mobile app features, appealing to those who prefer online banking. They also offer a range of perks alongside investments including cryptocurrency.
What are typical fees for current accounts?
Common fees include monthly account charges, payment transaction fees, ATM withdrawal costs and charges for non-euro transactions. Overdrafts also come with interest rates so always check the fee structure before choosing your Current Account.
Can I get overdraft with a current account?
Many Irish Current Accounts offer overdraft facilities, letting you borrow up to a set limit. This form of short-term credit comes with interest and fees so use overdrafts responsibly and repay promptly to minimise costs. To avoid undesirable outcomes, only use overdraft when absolutely necessary.
What are the main features of Irish current accounts?
Current accounts in Ireland usually include a debit card, online and mobile banking, direct debits and standing orders for bills. Some also offer features like overdrafts, contactless payments, budgeting tools or integration with a range of digital wallets.
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