We're notoriously bad at switching banking products in Ireland so it's no wonder mortgage rates and banking fees and charges here are so high.
But there's still good value to be found if you're prepared to switch.
If you're sick of opening up your current account fees and charges statement every quarter to see all the money that's going to be taken from your account, then look at switching current account provider as there's never been more choice.
There are a few steps involved in switching bank account. It's important to note that if you have an overdraft with your existing bank you’ll need to make sure that your new bank is happy to provide you with one too. Otherwise you’ll need to clear your current overdraft before switching.
The best value current account for you will depend on several factors such as how much money you’ll deposit into your account each month, how often you’ll use your account and whether you prefer to make payments in cash or by card.
Whether you want access to features like an overdraft facility and mobile payments like Apple/Google Pay will also need to factored into your decision too.
Use our handy current account comparison service to quickly compare the different account features and charges from all of Ireland’s account providers.
If you made one chip and pin transaction a day, as well 8 ATM withdrawals a month. and had 10 direct debits, standing orders and/or payments presented to your account a month, you could save over €150 a year in fees by switching to the cheapest current account on the market.
The easiest money you'll ever earn is the money that you've saved as they say.
So take the bonkers.ie Switching Challenge and start switching today.
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