Before deciding what type of health care is right for you, it’s important to know what is available to you under the public system as well as from private insurers. And unfortunately, there are many misunderstandings about how the system is actually structured.
In this guide, we give you a quick snapshot of the numbers that underpin the Irish health care system to help you make an informed decision for you and your family.
5 - new private health insurance customers are not covered for pre-exisiting conditions for the first five years of their policy.
6 – children under the age of six weeks are exempt from public health care costs in Ireland. Medical card holders are exempt too, but significantly, are not permitted to skip waiting lists for appointments and surgeries.
9 – health insurance premiums have been increasing at an annual average of 9% over recent years. It is vital to arrange a health insurance review every year to make sure you’re on the best and most cost-effective policy for your requirements.
75 – under the public health system in Ireland, one night in a public hospital will cost you €75. This rate is capped after ten nights in a given year, meaning that a stint in hospital under the public system could cost you as much as €750 in a year.
125 - the cost of a comprehensive, impartial, whole-of-market health insurance review is €125. You can arrange a one-to-one consultation now by clicking here.
365 – the estimated number of different private health insurance plans available in Ireland is 365. This makes it virtually impossible for consumers to compare plans like-for-like. However, at bonkers.ie, we can search the entire market to find the perfect plan for your unique requirements.
850 – there are private health insurance plans available in Ireland from €850 a year. Considering that 10 nights in a hospital over the course of a year can incur a fee for as much as €750, this entry-level annual cost is appealing to many Irish people keen to avoid very long waiting lists.
1,000 – a private hospital room can cost as much as €1,000 a night for individuals without private health insurance. An appealing feature of private cover is the control it provides to members, who can their say in choosing a hospital, doctor, room and the time at which they receive treatment.
435,00 – the number of people estimated to be waiting for a first appointment in the public healthcare system is 435,000. The main reason individuals in Ireland decide to take out private cover is to be guaranteed quick access to care when they need.
Ireland's heath care system can be complicated and confusing at times, but these figures should help you gain a general understanding of how the system works.