Savings Account Providers in Ireland

How to get the best savings accounts

bonkers.ie provides the most comprehensive savings accounts comparison service in Ireland.

Whether you're looking for the best interest rates on deposit accounts, term accounts, notice accounts or regular saver accounts, bonkers.ie can help you find the best savings account in Ireland for you.

With interest rates falling, it is important to ensure that you get the best savings rate currently available, and bonkers.ie makes this easy for you to do.

bonkers.ie compares savings accounts and deposit accounts from all of Ireland’s major financial institutions, including AIB, Bank of Ireland, EBS, KBC, permanent tsb, State Savings, and Ulster Bank.

We are a regulated, impartial and secure service meaning that you can rest assured that our information is up-to-date, accurate and reliable.

Why should I switch savings account?

With savings rates at an all-time low, it’s more important than ever to make sure you’re getting the best return available.

Most money on deposit in Ireland is kept in demand accounts earning as little as 0.01%, or one hundredth of one percent. This is known in banking terms as "sleeping money" because it is not earning for the account holder. Finding the best savings account through bonkers.ie is quick and straightforward and you can begin improved interest within a few days.

Example: A customer with €10,000 in a standard demand account earning 0.01% will earn just €1 per annum. Switching to an improved demand account earning 3.10% will earn €310 per annum. €10,000 in a standard demand account earning 0.01% will earn just €1 per annum. Switching to a high yield demand account earning 3.10% will earn €310 per annum. If you are prepared to look.

What do I need to change savings account or open a new account?

Opening a new savings account is simple and straightforward and you can start your application through bonkers.ie for most accounts. Banks are required to verify the identity of a new account holder so copies of your personal identification may be required. A copy of your driver's licence or passport will generally be accepted.

You may also need to provide proof of address, which can usually be done with a utility bill, insurance statement or any document issued by the revenue commissioners.

Finally, you'll need to provide your PPS number along with a document that verifies it like a P45, P60 or a Social Services Card.

How does it work?

bonkers.ie provides an up-to-date list of Irish savings accounts. You can compare all savings accounts by interest rate to help you find the right account for you.

bonkers.ie is impartial which means we list by the best rates. If you want to search for Demand Accounts or Regular Saver accounts, you can do that easily too.

When you have chosen the right account, you can usually get the application process started through bonkers.ie. Just click the "Apply" button. If you want to see more account details including features and interest rates just click on the "Details" button.

Submitting an application

When you have found the right savings account, you can usually get the process started through bonkers.ie by completing a brief application - we may also guide you to the correct application for your chosen account

Once you have submitted your application, you may be asked to provide some follow-up documentation by your chosen bank or financial institution. This is to verify your identity and your address.

Once you have completed your application and provided the relevant documentation, your new account should be opened within a few days.

What are the advantages of using bonkers.ie to compare Savings Accounts?

bonkers.ie is a trusted and impartial comparison service. We provide a comprehensive and up to date list of savings accounts available in Ireland that you can easily compare.

bonkers.ie takes the legwork out of looking for the right account or the best interest rate. We'll also help you choose between demand accounts, regular savers, term accounts and lump sum deposit accounts.

Best of all you can begin the application process right here on bonkers.ie.

How do you keep rates up to date?

bonkers.ie makes every effort to make sure that rates are up to date. In some cases, financial institutions provide rates to bonkers.ie even before rate changes are announced. bonkers.ie also adheres to a rate schedule where all accounts and rates are regularly checked for changes.