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AIB Home Improvement Loan

€5,000 personal loan 36 month term €158.19 per month

About the loan

  • The total repayment amount is €5,694.84.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €1,000.
  • The maximum loan amount is €60,000.
  • You do not need to be an existing customer of AIB to apply for this loan.
  • Apply online, through AIB mobile banking app, in branch or by phone for amounts from €1,000 - €30,000 to receive a decision in 3 hours. For amounts up to €75,000, you can apply in your local branch or by phone.
  • The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.


AIB Home Improvement Loan

8.95% APR (variable)
8.65% Interest rate (variable)
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  • Fast decisions where possible.
  • Flexible repayment schedule. When you're applying for your loan you can choose repayments that will suit you with Interest Only repayments or planned repayment holidays e.g. take a break from your repayments at Christmas or summer holiday time.
  • Early repayments are allowed.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount Typical APR
€1,000 - €60,000 8.95%

AIB Home Improvement Loan

8.95% APR (variable)
8.65% Interest rate (variable)
Find Out More


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