Bank of Ireland - Classic

Bank of Ireland - Classic

Additional card holder

Instalment Plan

Introductory purchase rate

0.00% for 6 months

Balance transfers

0.00% for 7 months

More details

About the Credit Card

  • The minimum age for applicants is 18 years.

  • A minimum annual income of €16,000.00 is required.

  • The maximum credit limit available is assigned according to applicant's credit status.

  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.00% for 7 months. The balance transfer limit is subject to credit limit.

  • 2.5% or €5, whichever is more

  • Representative example of Classic Credit Card purchase at standard interest rate of 16.12% variable. Typical Annual Percentage Rate (APR) of 22.1% variable including annual Government Stamp Duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1661.01 which includes initial purchase of €1,500 and a total cost of credit of €161.01.

  • This card is accepted everywhere you see the MASTERCARD sign.

Rates

Type
Rate / duration
Typical APR
22.10%
Purchases
16.12% annual rate.
Interest free purchases
Up to 56 days interest-free.
Balance transfers
0.00% for 7 months
Cash advances purchases
21.36% annual rate.
Cash advances
A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
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