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Bank of Ireland Classic

0.00%* purchases 0.00%** balance transfers 22.10% typical APR

* 0.0% on new purchases for 6 months. ** 0.0% on balance transfers for 7 months. 0%* introductory offer on balance transfers for 7 months.
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About the Credit Card
  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.00% for 7 months. 0%* introductory offer on balance transfers for 7 months.
  • The minimum repayment amount is 2.5% or €5, whichever is more.
  • Standard
Summary

22.10%

Typical APR

Bank of Ireland Classic

Proceed

Typical APR of 22.1% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

Rates & Features

Rates

Type
Rate/duration
Typical APR
22.10% APR
Purchases
0.00% for 6 months. 16.12% annual rate. Up to 56 days interest-free.
Balance transfer
0.00% for 7 months. 16.12% annual rate.
Cash advance
21.36% annual rate. Up to 56 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.

Features

  • 0.00% on purchases for 6 months
  • 0.00% on balance transfers for 7 months
  • No annual fee
Summary

22.10%

Typical APR

Bank of Ireland Classic

Proceed

Typical APR of 22.1% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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