Bank of Ireland Classic

0%* purchases0%** balance transfers22.1% typical APR
*0% on new purchases for 6 months. **0% on balance transfers for 7 months.

Image Classic

Bank of Ireland Classic


Typical APR

Find Out More

  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% for 7 months. 0%* introductory offer on balance transfers for 7 months. The balance transfer limit is subject to credit limit.
  • The minimum repayment amount is 2.5% or €5, whichever is more.
  • Typical APR of 22.1% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.
    This card is accepted everywhere you see the MASTERCARD sign.
  • Additional card holder
  • Instalment Plan

TypeRate / duration
Typical APR22.1%
Purchases 16.12% annual rate. Up to 56 days interest-free.
Balance transfers0.0% for 7 months.16.12% annual rate.
Cash advances21.36% annual rate. Up to 56 days interest-free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.