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Bank of Ireland Student

0.00%* purchases 20.20% typical APR

* 0.0% on new purchases for 6 months.

About the Credit Card

  • To apply for a student credit card you must be over 18, provide proof you are attending a full time course and have a current account with any bank for at least 6 months (with an average monthly turnover of €127).
  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • Balance transfers are not allowed.
  • The minimum repayment amount is 2.5% or €5, student may choose which.
  • Typical APR of 20.2% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.


Bank of Ireland Student

20.20% Typical APR

Find Out More

Rates & Features


Type Rate/duration
Typical APR 20.20%
Purchases 0.00% for 6 months. 14.54% annual rate. Up to 56 days interest-free.
Balance transfer 14.54% annual rate.
Cash advance 21.36% annual rate. Up to 56 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.


  • 0.00% on purchases for 6 months
  • Free worldwide multi-trip travel insurance feature

Bank of Ireland Student

20.20% Typical APR

Find Out More


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