Bank of Ireland - Student

Bank of Ireland - Student

Travel insurance available

Introductory purchase rate

0.00% for 6 months

Balance transfers

n/a

More details

About the Credit Card

  • To apply for a student credit card you must be over 18, provide proof you are attending a full time course and have a current account with Bank of Ireland for at least 6 months (with an average monthly turnover of €127).

  • The minimum age for applicants is 18 years.

  • There is no minimum income requirement.

  • The maximum credit limit available is assigned according to applicant's credit status.

  • Balance transfers are not allowed.

  • 2.5% or €5, student may choose which

  • Representative example of Student credit card purchase at standard interest rate of 14.54% variable. Typical APR of 20.2% variable including annual Government stamp duty of €30. Assuming purchase of €1,500 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €1,648.14 which includes initial purchase of €1,500 and a total cost of credit of €148.14.

  • This card is accepted everywhere you see the MASTERCARD sign.

Rates

Type
Rate / duration
Typical APR
20.20%
Purchases
14.54% annual rate.
Interest free purchases
Up to 56 days interest-free.
Balance transfers
Balance transfers are not allowed.
Cash advances purchases
21.36% annual rate.
Cash advances
A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
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