AIB Platinum Credit Card




balance transfers



  • Cash-back rewards available
  • Online account access
  • No annual bank fee

* 3.83% on new purchases for 12 months. ** 3.83% on balance transfers for 12 months.

Special Offer

You can now use your Android phone to make contactless payments wherever you see the contactless payment or Android Pay symbols. You must have an AIB Debit Card or an AIB Personal Credit Card in order to use Android Pay. Simply download the app to your android phone. Add your AIB debit and credit cards. Hold your Android phone near the contactless reader. It will beep and/or vibrate to show that your payment has been made.

About the Credit Card

About the Credit Card:

Visa_micro Platinum

  • The minimum age for applicants is 18 years.
  • A minimum annual income of €40,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.83% APR for 12 months. The balance transfer limit is subject to credit limit.
  • The minimum repayment amount is 3% or €6.35, whichever is more.
  • 3.83% on Purchases for 12 months
  • The Platinum Visa Card includes a special offer of 0.5% cash back, on purchase spends over EUR5,000 (refunds excluded) (maximum EUR50,000) in a 12 month period. The cash back awards are calculated on a monthly basis. Terms and conditions apply.
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 17.0% APR
Purchases 3.83% for 12 months
11.84% Annual Rate. Up to 56 days interest free
Balance Transfer 3.83% for 12 months.
11.84% Annual Rate.
Cash Advance 19.68% Annual Rate. 56 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.



Platinum Credit Card


Typical APR of 17.0% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.


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