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AIB Platinum

3.83%* purchases 3.83%** balance transfers 17.0% Typical APR

* 3.83% on new purchases for 12 months. ** 3.83% on balance transfers for 12 months.

Android Pay and Apple Pay available

The minimum age for applicants is 18 years.

A minimum annual income of €40,000 is required.

The maximum credit limit available is assigned according to applicant's credit status.

You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.83% APR for 12 months. The balance transfer limit is subject to credit limit.

The minimum repayment amount is 3% or €6.35, whichever is more.

Platinum

Apple Pay & Google Pay

17.0%

Typical APR

Platinum Credit Card

Proceed

Typical APR of 17.0% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

Rates

Interest Rates Rates/Duration
Typical APR 17.0% APR
Purchases 3.83% for 12 months
11.84% Annual Rate. Up to 56 days interest free
Balance Transfer 3.83% for 12 months.
11.84% Annual Rate.
Cash Advance 19.68% Annual Rate. 56 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.

Features

  • 3.83% on Purchases for 12 months
  • The Platinum Visa Card includes a special offer of 0.5% cash back, on purchase spends over EUR5,000 (refunds excluded) (maximum EUR50,000) in a 12 month period. The cash back awards are calculated on a monthly basis. Terms and conditions apply.
  • No annual bank fee

17.0%

Typical APR

Platinum Credit Card

Proceed

Typical APR of 17.0% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.

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