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AIB be

3.83%* purchases 3.83%** balance transfers 22.90% typical APR

* 3.83% on new purchases for 12 months. ** 3.83% on balance transfers for 12 months.

About the Credit Card

  • Android Pay and Apple Pay available
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €16,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 3.83% for 12 months. The maximum allowable balance transfer is €5,000
  • The minimum repayment amount is 3% or €6.35, whichever is more.
  • Typical APR of 22.9% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.
  • Apple Pay & Google Pay


AIB be

22.90% Typical APR

Rates & Features


Type Rate/duration
Typical APR 22.90%
Purchases 3.83% for 12 months. 16.79% annual rate. Up to 56 days interest-free.
Balance transfer 3.83% for 12 months. 16.79% annual rate.
Cash advance 19.68% annual rate. Up to 56 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.


  • 3.83% on purchases for 12 months

AIB be

22.90% Typical APR


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