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AIB Student MasterCard

3.83%* purchases 20.50% typical APR

* 3.83% on new purchases for 12 months.

About the Credit Card

  • Android Pay and Apple Pay available
  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • Available to third level students in full time education who have an AIB Student Plus account and who have held a bank account for a minimum of 3 months.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • Balance transfers are not allowed.
  • The minimum repayment amount is 3% or €6.35, whichever is more.
  • Typical APR of 20.5% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.
  • Apple Pay & Google Pay


AIB Student MasterCard

20.50% Typical APR

Rates & Features


Type Rate/duration
Typical APR 20.50%
Purchases 3.83% for 12 months. 14.85% annual rate. Up to 56 days interest-free.
Balance transfer 14.85% annual rate.
Cash advance 19.68% annual rate. Up to 56 days interest-free. A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.


  • 3.83% on purchases for 12 months

AIB Student MasterCard

20.50% Typical APR


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