AIB Student MasterCard Credit Card





  • No annual bank fee

* 3.83% on new purchases for 12 months.

Special Offer

You can now use your Android phone to make contactless payments wherever you see the contactless payment or Android Pay symbols. You must have an AIB Debit Card or an AIB Personal Credit Card in order to use Android Pay. Simply download the app to your android phone. Add your AIB debit and credit cards. Hold your Android phone near the contactless reader. It will beep and/or vibrate to show that your payment has been made.

About the Credit Card

About the Credit Card:

Mastercard_micro Standard

  • The minimum age for applicants is 18 years.
  • There is no minimum income requirement.
  • Available to third level students in full time education who have an AIB Student Plus account and who have held a bank account for a minimum of 3 months.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • Balance transfers are not allowed
  • The minimum repayment amount is 3% or €6.35, whichever is more.
  • 3.83% on Purchases for 12 months
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 20.5% APR
Purchases 3.83% for 12 months
14.85% Annual Rate. Up to 56 days interest free
Cash Advance 19.68% Annual Rate. 56 days interest free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €1.90 per transaction.



Student MasterCard Credit Card


Typical APR of 20.5% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.


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