By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.
Personal Finance

7 ways can save you money on your bills

7 ways can save you money on your bills
Daragh Cassidy

Daragh Cassidy

Head Writer

Purse strings feeling a bit tight after Christmas? Never fear because at we’re on a mission to save you some money! We make it quick and easy to compare prices and switch across a range of energy, broadband, banking and insurance providers and our aim is that you should never overpay on a bill again. With that in mind, we’ve found seven ways to save you potentially hundreds of euros on your household bills this January.    

At we know that switching saves. Yet every year people pay more than they need to by not switching.

So here’s our guide on how to compare prices, switch provider and save big on your most common household bills with

1. Compare and switch gas and electricity suppliers

Energy prices in Ireland are higher than ever so it’s important that you’re on the best rate. And the good news is that you could save almost €400 a year just by switching your gas and electricity provider.   

That’s because most of Ireland’s energy suppliers offer discounted rates to brand new customers as a sign-up incentive. However, these deals usually expire after 12 months. At this stage, if you don’t switch, your supplier will revert your plan to standard pricing and you’ll pay more for the exact same service.

Switching gas and electricity supplier is super quick and easy. All you need to switch is your GPRN and MPRN (which can be found on your gas and electricity bills), a recent meter reading and an estimate of how much energy you use each year. And if you can’t find the key to open your meter box, let us know and we’ll send one out to you.  

Around 27,000 people switch electricity supplier, and 11,000 switch gas supplier, every month, so why not join them! It's quick and easy to switch and can all be done online in a few minutes

2. Switch broadband, phone & TV provider

With the average monthly bill close to €100, staying connected online and up-to-date with the latest TV shows is by no means cheap. However there are huge savings to be made by shopping around and switching every few years.

That’s because broadband, phone and TV providers save their best deals for brand new customers and regularly offer half-price incentives for six months or more to entice customers to switch. 

The good news is that lets you easily compare speeds, prices, channels and offers from all of Ireland’s main providers. You can also search for broadband-only deals or packages with phone and TV, whatever best fits your needs. And once you’ve found the right deal for you, you can place your order on our site in just minutes.    

So if you’ve been with your current provider for more than a year or two, see what great offers are out there right now on and put some more money back into your pocket.

3. Change current accounts

Think all the banks are the same? Think again. 

Current Account

Current Account - N26

  • Mobile & app banking
  • Online account access
  • Apple Pay & Google Pay
Monthly cost

Some banks will charge you as much as 35 cent every time you withdraw cash from an ATM and 20c for every chip and pin transaction, while others will charge you nothing. Equally, different banks offer different extras such as mobile payments (like Apple Pay and Google Pay) or access to emergency cash.

Our current account comparison service lets you easily compare the different account features and charges from all of Ireland’s banks and will quickly show you what your monthly fees would be. Right now you could save up to €145 a year by switching to the bank with the lowest fees.

Worried about the hassle of switching? Rest easy - the Central Bank has in place a code of conduct for switching to make the process as easy as possible which all banks must comply with.

7 ways can save you money on your bills

4. Switch your mortgage

Your mortgage is likely to be your biggest monthly expense for years so this is one bill that you don't want to overpay on!

Our mortgage calculator lets you easily compare interest rates, offers and cashback incentives from all of Ireland’s mortgage lenders and will quickly show you what your monthly repayments would be. And once you’ve found the right deal for you, you can arrange a callback from one of our qualified mortgage advisors who can arrange your new mortgage.

So whether you’re a first-time buyer, a home mover, or looking to switch mortgage, we’ll take the hard work out of finding the best deal and could help you save hundreds of euro a month on your repayments.   

Right now a mortgage holder who’s on a standard variable rate of 4.5% for a €250,000 mortgage could save almost €300 a month by switching to the best rate. It's a no brainer! 

5. Get cheaper mortgage protection insurance

Mortgage protection is compulsory for mortgage holders in Ireland, but many people are paying more than they have to. And remember, you don’t need to take out insurance with the same bank that gave you your mortgage! lets you easily compare prices from Ireland’s main insurance providers. Whether you’d like a single policy, a joint policy, or a policy with added benefits, we’ll search a wide range of policies across multiple insurers and produce a quote for you in just seconds.

And because your policy must run for the length of your mortgage, even a small saving of €5 or €10 a month would still add up to almost €2,500 over the lifetime of a 20-year mortgage. Not bad!

6. Transfer your credit card balance 

We all know that we should pay off our credit card bill in full at the end of every month. But nobody’s perfect! So that's where switching comes in... 

Most credit card providers have special introductory offers for those looking to switch, such as 0% interest on balance transfers for the first six to 12 months, which can be a great way to help you clear your existing credit card debt faster.

So check out our credit card comparison service. It lets you easily compare interest rates, balance transfer options, and card features from Ireland’s main credit card providers and will quickly show you where you can find the lowest interest rate and best switching deals.   

7. Get cheaper life insurance and serious illness cover  

Having adequate life and serious illness cover is all part of good financial planning. But that doesn't mean you have to pay more than you need to! So if you’re looking to save money on your insurance costs, we can help.

Our comparison service lets you quickly and easily compare quotes from Ireland’s main insurance providers. And once you’ve found the right policy for you, you can apply online on our site in just minutes.

And remember if you used to smoke and have been off the cigarettes for at least a year, you can apply to your insurance company to be put onto non-smoker rates, which could see the cost of your premium halved in some cases. Another reason to kick the habit!   

Switch with today

The easiest money you’ll ever earn is the money that you’ve saved as they say. So start switching today and enjoy spending those new found savings!

It's easy. It's free. It's! 


Here's what our customers say about us

Independent Service Rating based on verified reviews. Read all reviews

Quick and Easy

We’re Ireland’s leading price comparison and switching site. We’re free to use and make comparing prices across suppliers quick and easy!

Save Time and Money

We save you time by bringing you all the best deals in one place. Every year we help tens of thousands of customers to switch and save money!

You Can Trust Us

We’re 100% impartial and are also accredited by the Commission for Regulation of Utilities (CRU) as an impartial, accurate and independent supplier of energy price comparisons.