Savings Account Rate Changes

All changes to savings account rates are shown below

Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Bank of Ireland's Advantage 12-Month-Fixed and Growth 3-Year-Fixed Term savings accounts no longer available.  Maximum deposit reduced from €1 Million to €100k on 365 12-Month-Fixed Term, 365 31 Day Set Notice, and 31 Day Set Notice

Announced
Effective
AIB
Image AIB

AIB

Deposit rate reductions across all AIB savings accounts

Announced
Effective
KBC
Image KBC

KBC

KBC has retired some of its savings account offerings including some notice deposit & fixed term accounts.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

AER/Interest rate reductions across selected permanent TSB Online Regular Saver & Children's Safari Saver Accounts

Announced
Effective
EBS
Image EBS

EBS

AER/Interest rate reductions across all EBS savings accounts

Announced
Effective
KBC
Image KBC

KBC

AER/Interest rate reduction on Regular Saver Accounts, Extra Regular Saver Accounts and 35 Day Notice Account 

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Bank of Ireland's Young Saver account rate reduced to 0.25%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rated reductions on 21-Day Notice, Regular Online Saver, and Safari Saver savings accounts.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New Home Saver savings account available. Account offers an interest rate of 0.85% on balances of up to €25,000. A rate of 0.15% applies for balances over €25,000. Restricted eligibility.  

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Interest rate reduced from 0.5% to 0.25% on GoalSaver and MortgageSaver products.

Announced
Effective
KBC
Image KBC

KBC

AER/Gross rate reduction across several savings accounts. Rate increase on 12-month Fixed Term Deposit account.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New Home Saver savings account available. Account offers an interest rate of 0.85% on balances of up to €25,000. A rate of 0.15% applies for balances over €25,000. Restricted eligibility.  

Announced
Effective
KBC
Image KBC

KBC

Deposit rates reduced on Smart Access Demand and 35 Day Notice savings accounts

Announced
Effective
EBS
Image EBS

EBS

Interest rate on EBS Family Savings account reduced from 1.25% to 0.25%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reductions across all fixed-term savings accounts

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

AER rates reduced across several savings account products.

Announced
Effective
KBC
Image KBC

KBC

Deposit rate reduced on KBC Extra Regular Saver. 

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

AER rate cuts across several savings accounts

Announced
Effective
EBS
Image EBS

EBS

Family Savings Account interest rate reduced from 1.75% to 1.25%

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Deposit interest rates reduced across several savings accounts.

Announced
Effective
AIB
Image AIB

AIB

Deposit rates reduced on the Online Saver Account, Saver Account and Online Notice Deposit 7 account.

Announced
Effective
KBC
Image KBC

KBC

AER rates decreased on both Regular Saver and the Extra Regular Saver accounts.

Announced
Effective
KBC
Image KBC

KBC

Rate decreases on the Regular Saver Account and across several fixed-term savings accounts.

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Rate decreases across the majority of Bank of Ireland savings accounts

Announced
Effective
KBC
Image KBC

KBC

Interest rate cuts across Regular Saver accounts, Term Notice accounts, Standard Demand Deposit accounts and Smart Access accounts.

Announced
Effective

Latest updates

In the last three months, there have been 1 adjustments to the savings account market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "Bank of Ireland's Advantage 12-Month-Fixed and Growth 3-Year-Fixed Term savings accounts no longer available.  Maximum deposit reduced from €1 Million to €100k on 365 12-Month-Fixed Term, 365 31 Day Set Notice, and 31 Day Set Notice"

Market updates

Savings account rates change all the time - in the last year there have been 11 rate adjustments in the irish savings account marketplace.