Savings Account Rate Changes in Ireland

Review all changes to savings account rates in Ireland

Trade Republic
Trade Republic

Trade Republic

Trade Republic savings rates reduced from 2.75% to 2.5%

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

AER reduced on Advantage 12 & 18-month fixed term deposit savings accounts from Bank of Ireland

Announced
Effective
AIB
AIB

AIB

0.25% reduction to AER on both one and two-year fixed-term deposit savings accounts from AIB

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Rates reductions to 12 and 18-month Advantage savings accounts from Bank of Ireland

Announced
Effective
Bunq
Bunq

Bunq

Interest rates on Bunq savings accounts reduced from 3.36% to 2.67%

Announced
Effective
N26
N26

N26

Rates reduced on N26 savings accounts. Rate on standard accounts reduced from 1.7% to 1.3% and the rate on Metal accounts reduced from 3.0% to 2.5%

Announced
Effective
CA Auto Bank
CA Auto Bank

CA Auto Bank

AER rates reduced across all fixed-term deposit accounts

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

New Advantage 18-month fixed-term savings account now available from Bank of Ireland. 

Announced
Effective
Trade Republic
Trade Republic

Trade Republic

AER on Trade Republic's savings account reduced from 3.5% to 3.25%

Announced
Effective
N26
N26

N26

AER rates reduced on Instant Savings accounts from N26

Announced
Effective
Bunq
Bunq

Bunq

Bunq's savings interest rate increased from 2.46% to 3.36%

Announced
Effective
PTSB
PTSB

PTSB

New 1-Year Interest First fixed-term deposit account now available from PTSB offering an AER of 2.75% for amounts of €5,000 and above 

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

AER rates increased on Advantage 12 & 24-month fixed-term deposit accounts

Announced
Effective
PTSB
PTSB

PTSB

Interest rates increased on 1-year and 6-month fixed-term deposit accounts. Rates reduced on 3-year fixed-term deposit account.

Announced
Effective
TF Bank
TF Bank

TF Bank

Interest rate on TF Bank's 12-month fixed-term deposit account reduced from 3.65% to 3.45%

Announced
Effective
PTSB
PTSB

PTSB

Interest rate on 6-month fixed-term deposit account for personal customers increased from 1.00% to 1.75%

Announced
Effective
Banco Português De Gestão
Banco Português De Gestão

Banco Português De Gestão

Interest rate on 12-month fixed-term deposit account reduced from 3.9% to 3.5%

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Rates reductions to 12 and 18-month Advantage savings accounts from Bank of Ireland

Announced
Effective
N26
N26

N26

Rates reduced on N26 savings accounts. Rate on standard accounts reduced from 1.7% to 1.3% and the rate on Metal accounts reduced from 3.0% to 2.5%

Announced
Effective
TF Bank
TF Bank

TF Bank

Interest rate reduced from 3.9% to 3.65% on 12-month fixed term deposit account from TF Bank

Announced
Effective
Bunq
Bunq

Bunq

Bunq savings interest rate increased from 1.56% to 2.46%

Announced
Effective
BluOr Bank AS
BluOr Bank AS

BluOr Bank AS

Interest rate reduced from 4.21% to 3.45% on 12-month fixed term deposit account from AS BlueOrange

Announced
Effective
Banco Português De Gestão
Banco Português De Gestão

Banco Português De Gestão

Interest rate on Banco Portugues de Gestão's 12-month fixed-term deposit account increased from 4.0% to 4.25%

Announced
Effective
PTSB
PTSB

PTSB

Interest rates increased across regular savings accounts and selected fixed-term deposit accounts.

Announced
Effective
AIB
AIB

AIB

Interest rate increases across all AIB regular and lump sum savings products. 

Announced
Effective

Latest updates

In the last three months, there have been 6 adjustments to the savings account market.

The most recent rate change was announced by Trade Republic on , which we consider to be negative for the consumer. The summary of the change is "Trade Republic savings rates reduced from 2.75% to 2.5%"

Market updates

Savings account rates change all the time - in the last year there have been 14 rate adjustments in the irish savings account marketplace.

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