PTSB - Online Regular Saver (€50,000 and above)

  • Regular monthly saver
  • 0.01% AER (variable)

Summary

PTSB - Online Regular Saver (€50,000 and above)

Regular monthly saver

Online only

Internet banking

Deposit Guarantee Scheme

No Minimum term

min/max savings per month

€0.00 / €1,000.00

Instant Access

More details

Account details

  • You can make withdrawals by transferring your savings to your permanent tsb current account or demand deposit account. You can also transfer to an account held in another bank.
  • No minimum monthly deposit
  • Maximum monthly deposit of €1,000.00
  • From the 8th December 2020 the Online Regular Saver variable interest rate will be reducing to 0.20% Gross/AER for all accounts with a balance of up to €50,000. For all accounts with a balance of more than €50,000 the rate will be reducing to 0.01%.
  • Once the balance in your account goes over €75,000 a lower rate in line with PTSB Instant Access rate will apply to the entire balance in the account.
  • Flexible deposit amounts are permitted
  • You’ll receive your interest, minus DIRT (Deposit Interest Retention Tax), on the first working day after 20th November each year. A variable rate means that your interest may change from time to time.
  • No minimum term
  • For balances below €50,000, a higher interest rate is available.
  • No ATM card
  • Online only
  • Internet banking

Restrictions & charges

  • Minimum age of the account holder is 16 years
  • Minimum balance is €50,000.00
  • For balances below €50,000, a higher interest rate is available.
  • Maximum balance is unlimited
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate
  • No fees or charges are levied
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