PTSB - Online Regular Saver (€50,000 and above)
- Regular monthly saver
- 0.01% AER (variable)
Summary
PTSB - Online Regular Saver (€50,000 and above)
Regular monthly saver
Online only
Internet banking
Deposit Guarantee Scheme
No Minimum term
min/max savings per month
€0.00 / €1,000.00
Instant Access
More details
Account details
- You can make withdrawals by transferring your savings to your permanent tsb current account or demand deposit account. You can also transfer to an account held in another bank.
- No minimum monthly deposit
- Maximum monthly deposit of €1,000.00
- From the 8th December 2020 the Online Regular Saver variable interest rate will be reducing to 0.20% Gross/AER for all accounts with a balance of up to €50,000. For all accounts with a balance of more than €50,000 the rate will be reducing to 0.01%.
- Once the balance in your account goes over €75,000 a lower rate in line with PTSB Instant Access rate will apply to the entire balance in the account.
- Flexible deposit amounts are permitted
- You’ll receive your interest, minus DIRT (Deposit Interest Retention Tax), on the first working day after 20th November each year. A variable rate means that your interest may change from time to time.
- No minimum term
- For balances below €50,000, a higher interest rate is available.
- No ATM card
- Online only
- Internet banking
Restrictions & charges
- Minimum age of the account holder is 16 years
- Minimum balance is €50,000.00
- For balances below €50,000, a higher interest rate is available.
- Maximum balance is unlimited
- Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate
- No fees or charges are levied
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The website very easy to use. The comparisons of alternative products are very clearly presented with supporting summaries to aid the decision.
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Yuno but I did not know all the facts
Prices were correct but did not show that Yuno wanted money in advance from me on an ongoing basis
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