State Savings 6 Year Instalment Savings

5 year



Minimum monthly



  • Regular saver
  • DIRT exempt
Account Details

About the Account:

Cumulative fixed bonus accrues annually and is paid on maturity or at the appropriate rate on early withdrawal. Interest is Tax Free to Irish Residents.

  • Minimum monthly deposit of €25. Maximum monthly deposit of €1,000.
  • 60 month term.
  • Automatic annual renewal without the need to enter a new agreement, with the option to alter the savings amount
  • Where National Solidarity Bond is encashed before the elapse of 6 years, the AER will be lower.
  • No introductory offers are available.
  • Joint Account available.
  • No ATM card.

Restrictions & Charges:

  • This is a standalone account, you do not require a separate payment account from State Savings.
  • Minimum age of the account holder is 18 years.
  • Minimum balance is €1.
  • Maximum savings €120000. Joint account holders are subject to a maximum of €240000.
  • Earn 5.50% Tax Free interest after 1 year saving + 5 years on deposit.
  • No fees or charges.
  • No fees or charges are levied.



State Savings 6 Year Instalment Savings

(Issue 14)

Access to your money at any time subject to 7 days notice


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