About the Account:

At the end of the year one term you have the option to withdraw all or part of your funds and/or continue saving for another year. From year two, the rate on your account will match that of €100,000+ rate on the 12 Month Fixed Rate Savings Account at that

• Minimum monthly deposit of €100. Maximum monthly deposit of €1,000.
• 12 month term.
• Flexible deposit amounts are permitted
• Interest is credited at maturity
• No introductory offers are available.
• There is a limit of 1 account per person.
• Joint Account available.
• No ATM card.

Restrictions & Charges:

• This is a standalone account, you do not require a separate payment account from EBS.
• Minimum age of the account holder is 18 years.
• Minimum balance is €1.
• Maximum balance is unlimited.
• Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 39%.
• There is a limit of 1 account per person.
• No fees or charges.
• No fees or charges are levied.
• Maximum of two withdrawals per year, one at any time the other at the end of the term. More withdrawals may incur a penalty.