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Bank of Ireland Young Saver

Child Saver | Regular saver | No minimum term | Minimum monthly: €0 | Rate: 2.50% AER (variable)

Interest rate of 2.5% on balances of up to €5,000

No minimum monthly deposit. No maximum monthly deposit.

No minimum term.

You can save any amount, as often as you like. A Bank of Ireland Young Savers Account is suitable for parents and guardians who want to open a savings account for a child, to make payments into on their behalf.

Flexible deposit amounts are permitted

Credited quarterly.

No introductory offers are available.

If the account balance goes over €5,000 you lose the Bonus Rate for good on the whole balance in your account and the variable rate of interest (currently 0.25%) will apply. Even if you reduce your balance back to €5,000 or less the variable rate of interest (currently 0.25%) will be applied. A conditional bonus is available.

Joint Account not available.

No ATM card.

2.50%

AER (variable)

Bank of Ireland Young Saver

(€0 - €5000)

Instant access to your savings.

About the account

  • Minimum age of the account holder is 7 years.
  • Maximum age of the account holder is 12 years.
  • Minimum balance is €1.
  • Maximum balance is €5,000.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.
  • Bank of Ireland Young Savers Account holders are exempt from all account maintenance and transaction fees on their Bank of Ireland Savers Account. Other service charges may apply.
  • No fees or charges are levied.
  • Young Savers account is opened in the name of the child and it is their account.

2.50%

AER (variable)

Bank of Ireland Young Saver

(€0 - €5000)

Instant access to your savings.

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