AIB Online Fixed Term Deposit

1 year



Minimum deposit



  • Term deposit
  • Online only
  • Internet banking
Account Details

About the Account:

The rate quoted is indicative only and the actual rate applicable to the Online Fixed Term Deposit will be the applicable rate prevailing at the time the account is opened or reinvested in. You must be a registered user of AIB Internet Banking.

  • This account does not permit regular deposits to be made.
  • The minimum term is 12 months.
  • Flexible deposit amounts are permitted
  • Credited at the end of the term
  • No introductory offers are available.
  • You can hold a maximum of four Online Fixed Term Deposits at any one time.
  • Joint Account not available.
  • No ATM card.

Restrictions & Charges:

  • You must be a registered user of AIB Internet Banking, and have a suitable AIB payment account, for example a Demand Deposit or a Personal Current Account.
  • Minimum age of the account holder is 18 years.
  • Minimum balance is €25,000.
  • This account is a lump sum savings account suitable for all lump sum savings amounts between EUR25,000 and EUR100,000.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate, currently 39%.
  • You can hold a maximum of four Online Fixed Term Deposits at any one time.
  • There are no account maintenance or transaction fees
  • No fees or charges are levied.



AIB Online Fixed Term Deposit

No withdrawals are permitted during the term. It is therefore important that you consider your short-term needs and ensure that you have sufficient funds in short-term accessible deposits.


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