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AIB Junior Saver Account

Child saver | Regular saver | Internet banking | No minimum term | Minimum monthly: none | Rate: 2% AER (variable)

No minimum monthly deposit. No maximum monthly deposit.

No minimum term.

You can change your payment amount at any time, without penalty.

Flexible deposit amounts are permitted.

Your interest will be paid annually in April.

The Junior Saver Rate applies to amounts up to the Maximum Monthly Threshold for a 12 month Saver Period.

All amounts above €1,000 will earn a lesser rate of interest.

Joint Account not available.

No ATM card.

2%

AER (variable)

AIB Junior Saver Account

Instant access to your savings.

About the account

  • Minimum age of the account holder is 7 years.
  • Maximum age of the account holder is 11 years.
  • All amounts above €1,000 will earn a lesser rate of interest.
  • Interest payments are subject to Deposit Interest Retention Tax (DIRT) at the prevailing rate.
  • Maximum of 1 account per customer.
  • No fees or charges apply to the AIB Junior Saver Account.
  • No fees or charges are levied.
  • The name of your Account will change from ‘Junior Saver’ to ‘Student Saver’ when you reach the age of 12. All other features of your Account will stay the same.
  • There is no limit to the amount you can withdraw or no penalties for doing so.

2%

AER (variable)

AIB Junior Saver Account

Instant access to your savings.

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