Mortgage Rate Changes in Ireland

Review all changes to mortgage rates from Irish lenders

KBC
Image KBC

KBC

80-90% LTV (Current Account Holders), Interest rate now 3.50% was 3.65% APRC now 3.57% was 3.73%

Announced
Effective
KBC
Image KBC

KBC

1 Year <50 LTV, Interest rate now 3.10 was 3.90% APRC 3.25%

Announced
Effective
KBC
Image KBC

KBC

2 Year <50% LTV, Interest rate now 3.15% was 3.19% APRC now 3.25 was 3.34%

Announced
Effective
KBC
Image KBC

KBC

2 Year <60% LTV, Interest rate now 3.15% was 3.19% APRC now 3.29% was 3.38%

Announced
Effective
KBC
Image KBC

KBC

2 Year >60-80% LTV, APRC now 3.34% was 3.43%

Announced
Effective
KBC
Image KBC

KBC

2 Year >80-90% LTV, Interest rate now 3.65% was 3.80% APRC now 3.77% was 3.92%

Announced
Effective
KBC
Image KBC

KBC

3 Year <50% LTV, Interest rate now 3.15% was 3.30% APRC now 3.25% was 3.37%

Announced
Effective
KBC
Image KBC

KBC

3 Year >50-60% LTV, Interest rate now 3.15% was 3.30% APRC now 3.28% was 3.40%

Announced
Effective
KBC
Image KBC

KBC

3 Year >60-80% LTV, Interest rate now 3.19% was 3.30% APRC now 3.33% was 3.44%

Announced
Effective
KBC
Image KBC

KBC

3 Year >80-90% LTV, Interest rate now 3.65% was 3.85% APRC now 3.76% was 3.94%

Announced
Effective
KBC
Image KBC

KBC

5 Year <50% LTV, Interest now 3.20% was 3.65% APRC now 3.26% was 3.54%

Announced
Effective
KBC
Image KBC

KBC

5 Year >50-60 LTV, Interest now 3.20% was 3.65% APRC now 3.29% was 3.57%

Announced
Effective
KBC
Image KBC

KBC

5 Year >60-80 LTV, Interest now 3.25% was 3.85% APRC now 3.34% was 3.69%

Announced
Effective
KBC
Image KBC

KBC

5 Year >80-90 LTV, Interest now 3.75% was 4.05% APRC now 3.81% was 4.03%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

APRC reduced on selected fixed new business mortgages. 2yr greater than 60% and less than or equal to 80% LTV was 4.02 now 3.96 2 yr greater than 80% and less than or equal to 90% LTV was 4.32 now 4.25 3 yr less than or equal to 60% LTV was 3.84 now 3.75 3 yr greater than 60% and less than or equal to 80% LTV 3.98 now 3.92 3 yr greater than 80% and less than or equal to 90% LTV 4.32 now 4.22

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Permanent tsb have introduced 5 Year Fixed Rate New Business - less than or equal to 60% LTV with Gross Rate of 3.40% and APRC 3.71% 5 Year Fixed Rate New Business - greater than 60% and less than or equal to 80% LTV with a Gross Rate of 3.50% and APRC 3.87% 5 Year Fixed Rate New Business - greater than 80% and less than or equal to 90% LTV with a Gross Rate of 4.15% and APRC 4.30%

Announced
Effective
AIB
Image AIB

AIB

AIB now offers 30% off home insurance for first-time buyers

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Rate decrease to the following: 1 Year Fixed LTV >80% was 3.65% now 3.55% 2 Year Fixed LTV <=60% was 3.35% now 3.25% 2 Year Fixed LTV 61%-80% was 3.35% now 3.25% 2 Year Fixed LTV >80% was 3.65% now 3.55% 3 Year Fixed LTV <=60% was 3.45% now 3.10% 3 Year Fixed LTV 61%-80% was 3.45% now 3.10% 3 Year Fixed LTV >80% was 3.70% now 3.45% 5 Year Fixed LTV <=60% was 3.45% now 3.30% 5 Year Fixed LTV 61%-80% was 3.45% now 3.30% 5 Year Fixed LTV >80% was 3.75% now 3.55% 10 Year Fixed LTV <=60% was 4.20% now 3.95% 10 Year Fixed LTV 61%-80% was 4.20% now 3.95% 10 Year Fixed LTV >80% was 4.40% now 4.20%

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Ulster bank have introduced Discounted Variable Loyalty APR 3.10% Gross 3.10% Discounted Variable Loyalty Premium APR 3.60% Gross 3.50% 3 Year Fixed Loyalty (Fixed until 31.12.2019) APR 4.0% Gross 2.99% 3 Year Fixed Loyalty Premium (Fixed until 31.12.2019) APR 4.0% Gross 3.20%%

Announced
Effective
Finance Ireland
Image Finance Ireland

Finance Ireland

Pepper Rate decrease across most offers: Essential (LTV <50%) Gross/APRC was:3.55/3.61 Now: 3.10/3.23 Essential (LTV <60%) Gross/APRC was:3.55/3.61 Now: 3.25/3.38 Essential (LTV <70%) Gross/APRC was:3.65/3.71 Now: 3.30/3.43 Essential (LTV <80%) Gross/APRC was:3.75/3.82 Now: 3.60/3.75 Essential BTL (LTV <50%) Gross/APRC was: 4.50/4.59 Now: 4.40/4.77 Essential BTL (LTV <60%) Gross/APRC was: 4.75/4.85 Now: 4.75/5.14 Essential BTL (LTV <70%) Gross/APRC was: 4.75/4.85 Now 4.75/5.14 Essential BTL (LTV <80%) Gross/APRC was: 5.00/5.12 Now: 4.80/5.19 Essential Plus (LTV <50%) Gross/APRC was: 3.80/3.87 Now: 3.35/3.49 Essential Plus (LTV <60%) Gross/APRC was: 3.80/3.87 Now: 3.60/3.75 Essential Plus (LTV <70%) Gross/APRC was: 3.90/3.97 Now: 3.65/3.80 Essential Plus (LTV <80%) Gross/APRC was: 4.00/4.07 Now: 3.95/4.11 Essential Plus (LTV <90%) Gross/APRC was: 4.25/4.33 Now: 4.25/4.42 Essential Plus BTL (LTV <50%) Gross/APRC was: 4.75/4.85 Now: 4.75/5.14 Essential Plus BTL (LTV <60%) Gross/APRC was: 5.00/5.12 Now: 5.00/5.41 Essential Plus BTL (LTV <70%) Gross/APRC was: 5.00/5.12 Now: 5.00/5.41 Essential Plus BTL (LTV <80%) Gross/APRC was: 5.28/5.38 Now: 5.25/5.67 Advantage (LTV <50%) Gross/APRC was: 4.30/4.39 Now: 3.85/4.01 Advantage (LTV <60%) Gross/APRC was: 4.75/4.85 Now: 4.45/4.63 Advantage (LTV <70%) Gross/APRC was: 4.85/4.96 Now: 4.50/4.68 Advantage (LTV <80%) Gross/APRC was: 5.20/5.33 Now: 5.05/5.26 Advantage BTL (LTV <50%) Gross/APRC was: 5.75/5.90 Now: 5.65/6.10 Advantage BTL (LTV <60%) Gross/APRC was: Now: Advantage BTL (LTV <70%) Gross/APRC was: 6.00/6.17 Now: 6.00/6.47 Advantage BTL (LTV <80%) Gross/APRC was: 6.25/6.43 Now: 6.25/6.74

Announced
Effective
Haven
Image Haven

Haven

Haven Standard Variable rate change, Gross/APRC now 3.4%/3.5%, This has effected changes in APRC of fixed rate mortgages. Decrease of approx 0.10%. Variable Rates Changed: <=50% Gross/APRC was now 3.10%/3.2% >50%<=80% Gross/APRC was now 3.30%/3.40% >80% Gross/APRC was now 3.50%/3.60%

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Fixed rate APRC have decreased for the following products.1 Year Fixed Rate New Business - less than or equal to 80% LTV 1 Year Fixed Rate New Business - greater than 80% and less than or equal to 90% LTV2 Year Fixed Rate New Business - less than or equal to 60% LTV 2 Year Fixed Rate New Business - greater than 60% and less than or equal to 80% LTV 2 Year Fixed Rate New Business - greater than 80% and less than or equal to 90% LTV 3 Year Fixed Rate New Business - less than or equal to 60% LTV 3 Year Fixed Rate New Business - greater than 60% and less than or equal to 80% LTV 3 Year Fixed Rate New Business - greater than 80% and less than or equal to 90% LTV

Announced
Effective
AIB
Image AIB

AIB

Decrease of approximately 0.20% on selected rates

Announced
Effective
AIB
Image AIB

AIB

LTV >80% APRC/Gross was 3.83/3.75 now 3.57/3.50 LTV >50 <=80% APRC/Gross was 3.62/3.55 now 3.36/3.30 LTV <=50% APRC/Gross was 3.41/3.35 now 3.16/3.10 1Yr Fixed APRC/Gross was 3.72/3.50 now 3.47/3.50 2Yr Fixed APRC/Gross was 3.72/3.60 now 3.50/3.60 3Yr Fixed APRC/Gross was 3.72/3.65 now 3.52/3.65 4Yr Fixed APRC/Gross was 3.75/3.75 now 3.57/3.75 5Yr Fixed APRC/Gross was 3.78/3.80 now 3.61/3.80 BTL Standard Variable APRC/Gross was 5.23/5.10 now 4.97/4.85 BTL 1Yr Fixed APRC/Gross was 5.27/5.55 now 5.04/5.55 BTL 2Yr Fixed APRC/Gross was 5.36/5.75 now 5.14/5.75 BTL 3Yr Fixed APRC/Gross was 5.47/5.95 now 5.28/5.95 BTL 4Yr Fixed APRC/Gross was 5.62/6.15 now 5.45/6.15 BTL 5Yr Fixed APRC/Gross was 5.79/6.35 now 5.64/6.35

Announced
Effective
KBC
Image KBC

KBC

KBC Rate drop across majority of mortgages effective from the 17th of May 2016. For more information please see customer support team.

Announced
Effective

Latest updates

In the last three months, there have been 0 adjustments to the mortgage market.

The most recent rate change was announced by on , which we consider to be positive for the consumer. The summary of the change is "80-90% LTV (Current Account Holders), Interest rate now 3.50% was 3.65% APRC now 3.57% was 3.73%"

Market updates

Mortgage rates change all the time - in the last year there have been 0 rate adjustments in the irish mortgage marketplace.

Find the lowest mortgage rate