Mortgage Rate Changes

All changes to mortgage rates are shown below

EBS

EBS

Mortgage rate cuts on all EBS fixed term mortgages

16/05/2018
Announced
16/05/2018
Effective
Positive impact

permanent tsb

permanent tsb

Rate cuts on both 3 and 5-year fixed-rate plans.

09/04/2018
Announced
09/04/2018
Effective
Positive impact

KBC

KBC

Mortgage rate cuts on KBC's variable, 2, 3 and 5-year fixed rate plans.

03/04/2018
Announced
03/04/2018
Effective
Positive impact

Ulster Bank

Ulster Bank

All 'loyalty plus' plans removed, removal of minimum loan size threshold for 4 year fixed rates products and rate changes across variable rates, and 3, 4 and 5 year fixed.

22/03/2018
Announced
22/03/2018
Effective
Positive impact

permanent tsb

permanent tsb

APR/Gross rates decreased on New Business 3 & 5 year plans.

15/12/2017
Announced
15/12/2017
Effective
Positive impact

Ulster Bank

Ulster Bank

Gross and APCR rates decreased. Two new mortgage types added.

07/11/2017
Announced
07/11/2017
Effective
Positive impact

Bank of Ireland

Bank of Ireland

Rate decrease across selected mortgages

02/11/2017
Announced
02/11/2017
Effective
Positive impact

AIB

AIB

Mortgage rates decreased.

01/11/2017
Announced
01/11/2017
Effective
Positive impact

permanent tsb

permanent tsb

Rate decreased across selected mortgages

25/10/2017
Announced
25/10/2017
Effective
Positive impact

Haven

Haven

LTV & Standard Variable Rates decreased

18/10/2017
Announced
18/10/2017
Effective
Positive impact

Latest updates

In the last three months, there have been 5 adjustments to the mortgages market.

The most recent rate change was announced by EBS on 16 May, 2018, which we consider to be positive for the consumer. The summary of the change is: "Mortgage rate cuts on all EBS fixed term mortgages."

Market updates

Mortgage rates change all the time - in the last year there have been 14 rate adjustments in the Irish mortgages marketplace.

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