Mortgage Rate Changes in Ireland

Review all changes to mortgage rates from Irish lenders

AIB
AIB

AIB

AIB switching bonus increased from €2000 to €3000 for eligible PDH customers who switch to a fixed or variable-rate AIB mortgage

Announced
Effective
EBS
EBS

EBS

EBS switching bonus increased from €2000 to €3000 for eligible PDH customers switching to the EBS Green 4-Year Fixed rate

Announced
Effective
Haven
Haven

Haven

Haven switcher payment increased from €2000 to €3000 for eligible customers (PDH only switching to Fixed or Variable rates)

Announced
Effective
ICS Mortgages
ICS Mortgages

ICS Mortgages

Rate reductions on 3-Year and 5-Year fixed-term mortgage products from ICS Mortgages

Announced
Effective
PTSB
PTSB

PTSB

Mortgage rate reductions across PTSB's fixed-rate mortgage products on terms ranging from 2 to 7 years.

Announced
Effective
Avant Money
Avant Money

Avant Money

Interest rates reduced across all fixed-term mortgages from Avant Money. A new 1% switching bonus offer is now available for all switcher mortgages.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

New EcoSaver mortgage products are now available from Bank of Ireland with discounted fixed rates available for all properties with a Building Energy Rating (BER), from A to G.

Announced
Effective
AIB
AIB

AIB

0.2% reduction to AIB's Green 5-Year Fixed rate mortgage product.

Announced
Effective
EBS
EBS

EBS

0.2% reduction to EBS' Green 4-Year Fixed rate mortgage product.

Announced
Effective
Haven
Haven

Haven

0.2% reduction to Haven's Green 4-Year Fixed rate mortgage product.

Announced
Effective
PTSB
PTSB

PTSB

Green 3-year fixed-term mortgage products are now available from PTSB. Rates on 4-year fixed-term products have been reduced by 0.2%

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rate reductions of 0.45% on all 3 & 5-year fixed-term mortgage products. New 7-year fixed-term products are now available.

Announced
Effective
Moco
Moco

Moco

Rate reductions to Moco's 3 & 5-year fixed rate mortgage products.

Announced
Effective
PTSB
PTSB

PTSB

4-year fixed term mortgage rates reduced by 0.4%

Announced
Effective
PTSB
PTSB

PTSB

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Bank of Ireland variable mortgage interest rates increased by 0.25%

Announced
Effective
Avant Money
Avant Money

Avant Money

Rate increases announced across 3, 4 and 5-year fixed rate products. Increases range from 0.15% to 0.25% depending on LTV. Follow-on variable rates also to increase by 0.25%

Announced
Effective
EBS
EBS

EBS

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Haven
Haven

Haven

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
AIB
AIB

AIB

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
PTSB
PTSB

PTSB

Rates increased by up 0.5% across certain fixed-term mortgage products from Permanent TSB. Rates on variable-rate mortgage products have also been increased between 0.05% and 0.40%.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

0.25% increase to all fixed-rate mortgage products from Bank of Ireland.

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rate increases of 0.5% across all variable rate mortgage products

Announced
Effective
Avant Money
Avant Money

Avant Money

Rate increases across 3, 4 and 5-year fixed-term mortgages. Rate reductions to 10, 15, 20, 25 and 30-year fixed-rate mortgages. €1,500 legal fees contribution now available on One Mortgage products of €200,000 or more.

Announced
Effective
PTSB
PTSB

PTSB

A 0.5% discount is no longer available on variable-rate mortgages.

Announced
Effective

Latest updates

In the last three months, there have been 6 adjustments to the mortgage market.

The most recent rate change was announced by AIB on , which we consider to be positive for the consumer. The summary of the change is "AIB switching bonus increased from €2000 to €3000 for eligible PDH customers who switch to a fixed or variable-rate AIB mortgage"

Market updates

Mortgage rates change all the time - in the last year there have been 22 rate adjustments in the irish mortgage marketplace.

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