Mortgage Rate Changes in Ireland

Review all changes to mortgage rates from Irish lenders

bonkers.ie
bonkers.ie
Avant Money
Avant Money

Avant Money

Rate increases announced across 3, 4 and 5-year fixed rate products. Increases range from 0.15% to 0.25% depending on LTV. Follow-on variable rates also to increase by 0.25%

Announced
Effective
EBS
EBS

EBS

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Haven
Haven

Haven

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
AIB
AIB

AIB

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Permanent TSB
Permanent TSB

Permanent TSB

Rates increased by up 0.5% across certain fixed-term mortgage products from Permanent TSB. Rates on variable-rate mortgage products have also been increased between 0.05% and 0.40%.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

0.25% increase to all fixed-rate mortgage products from Bank of Ireland.

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rate increases of 0.5% across all variable rate mortgage products

Announced
Effective
Avant Money
Avant Money

Avant Money

Rate increases across 3, 4 and 5-year fixed-term mortgages. Rate reductions to 10, 15, 20, 25 and 30-year fixed-rate mortgages. €1,500 legal fees contribution now available on One Mortgage products of €200,000 or more.

Announced
Effective
Permanent TSB
Permanent TSB

Permanent TSB

A 0.5% discount is no longer available on variable-rate mortgages.

Announced
Effective
Haven
Haven

Haven

Rate increases across all Haven PDH variable mortgage products.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Mortgage interest rate increases of 0.5% across all new fixed-term Private Dwelling Home and Buy to Let mortgages

Announced
Effective
ICS Mortgages
ICS Mortgages

ICS Mortgages

Rate increases across all fixed-term and variable-rate PDH and BTL products. New rates will be effective from May 1st, 2023.

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rates increased across all fixed-rate mortgage products from Finance Ireland. 3-year fixed rates increased by 0.75% and 5-year fixed rates increased by 0.50%

Announced
Effective
EBS
EBS

EBS

Mortgage rates increased across PDH and BTL fixed-term mortgage products from EBS.

Announced
Effective
AIB
AIB

AIB

Rate increase of 0.35% across all PDH & BTL variable rate mortgage products from AIB.

Announced
Effective
EBS
EBS

EBS

€2000 cash offer now available for customers who switch their mortgage to EBS and select the Green 4-Year Fixed Rate Mortgage.

Announced
Effective
Permanent TSB
Permanent TSB

Permanent TSB

Interest rates across all fixed-rate mortgage products from Permanent TSB increased by 0.75%

Announced
Effective
AIB
AIB

AIB

Rate increases across all PDH & BTL fixed-rate mortgage products. Increases ranging from 0.25% to 0.75% will apply depending on the term duration and loan-to-value.

Announced
Effective
Haven
Haven

Haven

Rate increases across all PDH fixed-rate mortgage products. Increases ranging from 0.25% to 0.75% will apply depending on the term duration and loan-to-value.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Mortgage interest rates increased across all fixed-term mortgage products. An increase of 0.75% will apply to all fixed-term rates on new mortgages.

Announced
Effective
Permanent TSB
Permanent TSB

Permanent TSB

Rate increases across all Permanent TSB fixed-rate mortgages. The latest increases will range from 0.05% to 0.8% depending on the mortgage product.

Announced
Effective
Avant Money
Avant Money

Avant Money

Mortgage rate increases across all fixed-term and One Mortgage products from Avant Money. Interest rates will increase by between 0.50% to 1.00% depending on the product.

Announced
Effective
AIB
AIB

AIB

Rate increase of 0.5% across all fixed-term residential mortgages from AIB.

Announced
Effective
EBS
EBS

EBS

Rate increase of 0.5% across all fixed-term residential mortgages from EBS.

Announced
Effective
Haven
Haven

Haven

Rate increase of 0.5% across all fixed-term residential mortgages from Haven.

Announced
Effective

Latest updates

In the last three months, there have been 6 adjustments to the mortgage market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "Rate increases announced across 3, 4 and 5-year fixed rate products. Increases range from 0.15% to 0.25% depending on LTV. Follow-on variable rates also to increase by 0.25%"

Market updates

Mortgage rates change all the time - in the last year there have been 31 rate adjustments in the irish mortgage marketplace.

Mortgages
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