Mortgage Rate Changes in Ireland

Review all changes to mortgage rates from Irish lenders

Finance Ireland
Image Finance Ireland

Finance Ireland

Rate increases of 1.2% to three and five-year fixed-rate mortgages. 0.5% increase to 10, 15 and 20 and 25-year fixed-rate mortgages. 

Announced
Effective
ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate increases to all fixed-rate mortgages from ICS Mortgages

Announced
Effective
Avant Money
Image Avant Money

Avant Money

Rate increases to 5, 7 and 10-year fixed-rate mortgages from Avant Money. One Mortgage rates also increased on 15 & 20-year fixed-rate plans. Rate reductions on 25 & 30-year fixed-rates.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

New green mortgage products are now available. New products offer reduced rates for properties with a minimum BER rating of B3.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reduction of 0.2% to all 4-Year fixed-rate mortgages.

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Rate reduction of 0.1% to all 4 Year Fixed High-Value mortgages. Eligibility threshold for all High-Value Mortgages (green and non-green) reduced from €300,000 to €250,000. 

Announced
Effective
EBS
Image EBS

EBS

New Green 4 Year Fixed-rate mortgage now available from EBS. This mortgage offers EBS's lowest rate of 2.1% and is available on properties with a BER rating of B3 or higher.

Announced
Effective
Haven
Image Haven

Haven

Rate reduction on 3 and 4-year fixed-rate mortgages. 3-year fixed-rate mortgage reduced from 2.55% to 2.35% and Green 4-year fixed-rate mortgage reduced from 2.15% to 2.00%

Announced
Effective
Avant Money
Image Avant Money

Avant Money

Rate cuts on Avant Money fixed-rate mortgage plans. Reductions of up to 0.30% on 3, 4, 5, 7 and 10-year fixed-rate plans.

Announced
Effective
Haven
Image Haven

Haven

APR reduction on 7 & 10 Year Fixed interest rates for both new and existing Haven mortgage customers.

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Green mortgage discount increased from 0.2% to 0.3%. New 4 and 7 Year Green High-Value fixed-rate mortgage plans are now available. 

Announced
Effective
ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate reductions across both fixed and variable rate residential mortgages.

Announced
Effective
EBS
Image EBS

EBS

Interest rates on 3 and 5 Year fixed-rate mortgages reduced from 2.9% to 2.75%

Announced
Effective
Haven
Image Haven

Haven

New Green 4 Year fixed-rate mortgage available from Haven. Available on properties with a minimum BER rating of B3.

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New “One mortgage” products available from Avant Money. Loans offering long term fixed-rate mortgages of 15, 20, 25 and 30 years.

Announced
Effective
Finance Ireland
Image Finance Ireland

Finance Ireland

New 10, 15 and 20-year fixed-rate mortgages are now available from Finance Ireland.

Announced
Effective
AIB
Image AIB

AIB

New Higher Value 4 Year Fixed-Rate mortgage available from AIB with rates from 2.15% for customers borrowing €250,000 or more to buy or build a home.

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New 4-Year and 10-Year fixed-rate mortgage products now available. Rate reductions to 7-Year fixed-rate mortgages.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

New 4 year fixed High-Value Mortgage now available from Permanent TSB. The new plan offers rates as low as 2.25% available. 

Announced
Effective
AIB
Image AIB

AIB

AIB reduces rates on Green Five Year Fixed Rate mortgage and introduces Green Personal Loan.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Rate reductions across all Ulster Bank fixed-rate mortgage products.

Announced
Effective
ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate reductions across several variable rate Buy-to-Let mortgage products.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New Green 4-Year fixed mortgage products available. Plans offer a 0.20% reduction for properties with a BER rating of B2 or better

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reductions across all variable rate mortgage products.

Announced
Effective
AIB
Image AIB

AIB

Rate reductions across all fixed-rate mortgage products

Announced
Effective

Latest updates

In the last three months, there have been 5 adjustments to the mortgage market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "Rate increases of 1.2% to three and five-year fixed-rate mortgages. 0.5% increase to 10, 15 and 20 and 25-year fixed-rate mortgages. "

Market updates

Mortgage rates change all the time - in the last year there have been 13 rate adjustments in the irish mortgage marketplace.

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