Mortgage Rate Changes

All changes to mortgage rates are shown below

ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate reductions across both fixed and variable rate residential mortgages.

Announced
Effective
EBS
Image EBS

EBS

Interest rates on 3 and 5 Year fixed-rate mortgages reduced from 2.9% to 2.75%

Announced
Effective
Haven
Image Haven

Haven

New Green 4 Year fixed-rate mortgage available from Haven. Available on properties with a minimum BER rating of B3.

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New “One mortgage” products available from Avant Money. Loans offering long term fixed-rate mortgages of 15, 20, 25 and 30 years.

Announced
Effective
Finance Ireland
Image Finance Ireland

Finance Ireland

New 10, 15 and 20-year fixed-rate mortgages are now available from Finance Ireland.

Announced
Effective
AIB
Image AIB

AIB

New Higher Value 4 Year Fixed-Rate mortgage available from AIB with rates from 2.15% for customers borrowing €250,000 or more to buy or build a home.

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New 4-Year and 10-Year fixed-rate mortgage products now available. Rate reductions to 7-Year fixed-rate mortgages.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

New 4 year fixed High-Value Mortgage now available from Permanent TSB. The new plan offers rates as low as 2.25% available. 

Announced
Effective
AIB
Image AIB

AIB

AIB reduces rates on Green Five Year Fixed Rate mortgage and introduces Green Personal Loan.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Rate reductions across all Ulster Bank fixed-rate mortgage products.

Announced
Effective
ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate reductions across several variable rate Buy-to-Let mortgage products.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New Green 4-Year fixed mortgage products available. Plans offer a 0.20% reduction for properties with a BER rating of B2 or better

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reductions across all variable rate mortgage products.

Announced
Effective
AIB
Image AIB

AIB

Rate reductions across all fixed-rate mortgage products

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New 3, 5 and 7-year fixed-rate mortgage products available from Avant Money

Announced
Effective
KBC
Image KBC

KBC

KBC now offering first-time buyers and movers a €1,500 contribution towards professional fees. Offer only available on  3, 5, or 10 year fixed-rate mortgages.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reductions across 2, 3, 5, and 7-year fixed-term mortgage products. 

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Rate reductions on 7-Year Fixed Rate mortgages

Announced
Effective
Haven
Image Haven

Haven

Reductions on 3 & 5 year fixed rate mortgages.

Announced
Effective
KBC
Image KBC

KBC

Rate reductions on 3 & 5 year fixed-rate mortgages

Announced
Effective
ICS Mortgages
Image ICS Mortgages

ICS Mortgages

Rate reductions across all fixed-rate mortgage products for Owner Occupier customers

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New 10 year fixed-rate mortgages now available. Rate reduction on High Value 5 year fixed-rate mortgages.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

New 60% and 80% LTV products for 2, 4, 5 and 7 year fixed terms available. APRCs reduced across multiple products.

Announced
Effective
EBS
Image EBS

EBS

Rate reduction of 0.10% across all fixed-rate mortgages.

Announced
Effective
Finance Ireland
Image Finance Ireland

Finance Ireland

Rate reduction on 3 & 5 year fixed-rate mortgages with an LTV <=80% 

Announced
Effective

Latest updates

In the last three months, there have been 3 adjustments to the mortgage market.

The most recent rate change was announced by on , which we consider to be positive for the consumer. The summary of the change is "Rate reductions across both fixed and variable rate residential mortgages."

Market updates

Mortgage rates change all the time - in the last year there have been 12 rate adjustments in the irish mortgage marketplace.

Compare Mortgages