Mortgage Rate Changes in Ireland

Review all changes to mortgage rates from Irish lenders

Finance Ireland
Finance Ireland

Finance Ireland

Rate reductions of 0.45% on all 3 & 5-year fixed-term mortgage products. New 7-year fixed-term products are now available.

Announced
Effective
Moco
Moco

Moco

Rate reductions to Moco's 3 & 5-year fixed rate mortgage products.

Announced
Effective
PTSB
PTSB

PTSB

4-year fixed term mortgage rates reduced by 0.4%

Announced
Effective
PTSB
PTSB

PTSB

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Bank of Ireland variable mortgage interest rates increased by 0.25%

Announced
Effective
Avant Money
Avant Money

Avant Money

Rate increases announced across 3, 4 and 5-year fixed rate products. Increases range from 0.15% to 0.25% depending on LTV. Follow-on variable rates also to increase by 0.25%

Announced
Effective
EBS
EBS

EBS

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
Haven
Haven

Haven

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
AIB
AIB

AIB

Interest rates increased across all variable-rate PDH mortgage products.

Announced
Effective
PTSB
PTSB

PTSB

Rates increased by up 0.5% across certain fixed-term mortgage products from Permanent TSB. Rates on variable-rate mortgage products have also been increased between 0.05% and 0.40%.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

0.25% increase to all fixed-rate mortgage products from Bank of Ireland.

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rate increases of 0.5% across all variable rate mortgage products

Announced
Effective
Avant Money
Avant Money

Avant Money

Rate increases across 3, 4 and 5-year fixed-term mortgages. Rate reductions to 10, 15, 20, 25 and 30-year fixed-rate mortgages. €1,500 legal fees contribution now available on One Mortgage products of €200,000 or more.

Announced
Effective
PTSB
PTSB

PTSB

A 0.5% discount is no longer available on variable-rate mortgages.

Announced
Effective
Haven
Haven

Haven

Rate increases across all Haven PDH variable mortgage products.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Mortgage interest rate increases of 0.5% across all new fixed-term Private Dwelling Home and Buy to Let mortgages

Announced
Effective
ICS Mortgages
ICS Mortgages

ICS Mortgages

Rate increases across all fixed-term and variable-rate PDH and BTL products. New rates will be effective from May 1st, 2023.

Announced
Effective
Finance Ireland
Finance Ireland

Finance Ireland

Rates increased across all fixed-rate mortgage products from Finance Ireland. 3-year fixed rates increased by 0.75% and 5-year fixed rates increased by 0.50%

Announced
Effective
EBS
EBS

EBS

Mortgage rates increased across PDH and BTL fixed-term mortgage products from EBS.

Announced
Effective
AIB
AIB

AIB

Rate increase of 0.35% across all PDH & BTL variable rate mortgage products from AIB.

Announced
Effective
EBS
EBS

EBS

€2000 cash offer now available for customers who switch their mortgage to EBS and select the Green 4-Year Fixed Rate Mortgage.

Announced
Effective
PTSB
PTSB

PTSB

Interest rates across all fixed-rate mortgage products from Permanent TSB increased by 0.75%

Announced
Effective
AIB
AIB

AIB

Rate increases across all PDH & BTL fixed-rate mortgage products. Increases ranging from 0.25% to 0.75% will apply depending on the term duration and loan-to-value.

Announced
Effective
Haven
Haven

Haven

Rate increases across all PDH fixed-rate mortgage products. Increases ranging from 0.25% to 0.75% will apply depending on the term duration and loan-to-value.

Announced
Effective
Bank of Ireland
Bank of Ireland

Bank of Ireland

Mortgage interest rates increased across all fixed-term mortgage products. An increase of 0.75% will apply to all fixed-term rates on new mortgages.

Announced
Effective

Latest updates

In the last three months, there have been 2 adjustments to the mortgage market.

The most recent rate change was announced by Finance Ireland on , which we consider to be positive for the consumer. The summary of the change is "Rate reductions of 0.45% on all 3 & 5-year fixed-term mortgage products. New 7-year fixed-term products are now available."

Market updates

Mortgage rates change all the time - in the last year there have been 17 rate adjustments in the irish mortgage marketplace.

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