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Mortgage Rate Changes
All changes to mortgage rates are shown below
Rate reductions across all fixed-rate mortgage products for Owner Occupier customers
New 10 year fixed-rate mortgages now available. Rate reduction on High Value 5 year fixed-rate mortgages.
New 60% and 80% LTV products for 2, 4, 5 and 7 year fixed terms available. APRCs reduced across multiple products.
Rate reduction of 0.10% across all fixed-rate mortgages.
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Rate reduction on 3 & 5 year fixed-rate mortgages with an LTV <=80%
Rate reduction across 3 & 5 Year fixed-rate mortgages
Rate reduction on 5-Year fixed-rate mortgages. 3 Year fixed-rate mortgages no longer available. Loyalty mortgages are no longer available. New 2, 4 and 7 Year fixed-rate 90% LTV mortgages available for first-time buyers only. Minimum loan amount on High-Value mortgages reduced to €300,000.
New 3 & 5 Year fixed-rate mortgages now available
New 7 and 10-Year fixed rate mortgage products now available
Rate reduction on 2 and 10-year fixed rate mortgages.
In the last three months, there have been 4 adjustments to the mortgages market.
The most recent rate change was announced by ICS Mortgages on 15 January, 2020, which we consider to be positive for the consumer. The summary of the change is: "<p>Rate reductions across all fixed-rate mortgage products for Owner Occupier customers</p>."
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