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Mortgage Rate Changes

All changes to mortgage rates are shown below

Finance Ireland

Rate reduction on 3 & 5 year fixed-rate mortgages with an LTV <=80% 

07/10/2019
Announced
09/10/2019
Effective

permanent tsb

Rate reduction across 3 & 5 Year fixed-rate mortgages

11/09/2019
Announced
13/09/2019
Effective

Ulster Bank

Rate reduction on 5-Year fixed-rate mortgages. 3 Year fixed-rate mortgages no longer available. Loyalty mortgages are no longer available. New 2, 4 and 7 Year fixed-rate 90% LTV mortgages available for first-time buyers only. Minimum loan amount on High-Value mortgages reduced to €300,000. 

05/09/2019
Announced
11/09/2019
Effective

ICS Mortgages

New 3 & 5 Year fixed-rate mortgages now available

03/09/2019
Announced
05/09/2019
Effective

Haven

New 7 and 10-Year fixed rate mortgage products now available

08/08/2019
Announced
08/08/2019
Effective

KBC

KBC

Rate reduction on 2 and 10-year fixed rate mortgages.

01/08/2019
Announced
06/08/2019
Effective

Bank of Ireland

Interest rate reduced by 0.2% on fixed 5 Year and 10 Year mortgages.

17/07/2019
Announced
18/07/2019
Effective

Ulster Bank

Rate decrease on Variable Rate LTV <=90% Mortgage

09/07/2019
Announced
11/07/2019
Effective

ICS Mortgages

Mortgage rates updated. Three LTV rate-bands now available on some products.

29/06/2019
Announced
01/07/2019
Effective

Ulster Bank

End date for fixed-rate mortgages extended

23/05/2019
Announced
23/05/2019
Effective

Latest updates

In the last three months, there have been 6 adjustments to the mortgages market.

The most recent rate change was announced by Finance Ireland on 7 October, 2019, which we consider to be positive for the consumer. The summary of the change is: "<p>Rate reduction on 3 &amp; 5 year fixed-rate mortgages with an LTV &lt;=80%&nbsp;</p>."

Market updates

Mortgage rates change all the time - in the last year there have been 18 rate adjustments in the Irish mortgages marketplace.

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