Mortgage Lenders in Ireland

Compare rates and get yourself the best mortgage!

We compare mortgage deals from Ireland's top mortgage lenders

AIB
Bank of Ireland
EBS
Haven
ICS Mortgages
KBC
Pepper Money
permanent tsb
Ulster Bank

How many mortgage lenders are there in Ireland?

There are 9 mortgage lenders available in Ireland. These include AIB, Bank of Ireland, EBS, Haven, ICS Mortgages, KBC, Pepper Money, permanent tsb, and Ulster Bank.

Can I switch mortgage providers?

Many mortgage holders are eligible to switch mortgages and could save significant sums of money by doing so. To qualify to switch mortgages, you must consider the following:

If you are eligible to switch mortgages, you can see how much you would save by by comparing your switching options with our mortgage calculator.

How to compare mortgage lenders?

It is vital to compare your options before deciding to take out a mortgage. Taking the time to do so could save you tens of thousands of euro over the lifetime of your loan.

Thankfully, it is very easy to compare mortgage lenders with our Mortgage Calculator. Simply enter the amount of money you would like to borrow, the value of the property you are purchasing, the term of your loan and whether you would like a fixed or variable rate and you'll be shown a list of all of your options.

Which mortgage lenders will lend the most?

The Central Bank of Ireland's mortgage lending rules impose a cap on the amount of money a bank is permitted to lend.

Currently, Ireland's banks are allowed to lend up to 3.5 times a borrower's annual income. In the case of two people buying a home together, the bank can lend 3.5 times their two incomes combined.

Lenders are permitted to exceed the the 3.5 loan-to-income cap for 20% of the total value of lending in a calendar year.

What do mortgage providers look for in a bank statement?

Lenders examine bank statements to get an understanding of a borrower's repayment capacity. In other words, they want to know that you going to be able to meet your monthly repayments. There are a number of elements that a provider will look for in your bank statement. You'll be asked to produce six months of bank and credit card statements and these need to tell the right kind of story about your spending habits.

Reviews

Here's what our customers say about us

Independent Service Rating based on verified reviews. Read all reviews

Quick and Easy

We’re Ireland’s leading price comparison and switching site. We’re free to use and make comparing prices across suppliers quick and easy!

Save Time and Money

We save you time by bringing you all the best deals in one place. Every year we help tens of thousands of customers to switch and save money!

You Can Trust Us

We’re 100% impartial and are also accredited by the Commission for Regulation of Utilities (CRU) as an impartial, accurate and independent supplier of energy price comparisons.

By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.
Accept