EBS Variable > 50% <= 80% LTV | Mortgage Deals

Available to New Customers 2% Cashback

About The Mortgage

Interest rate: 3.50%. APRC: 3.60%.

Minimum age for applicants: 18 years.

Available to first time buyers.

Available to non-first time buyers.

Available to new customers.

Available to customers looking to switch mortgage provider.

Minimum loan amount: €25,000.

Minimum term: 5 years.

Maximum term: 30 years.

Maximum loan-to-value: 80%%



Interest Rate

EBS Variable > 50% <= 80% LTV


WARNING: If you do not meet the repayments on your Mortgage, you are at risk of losing your home.

Special Offers

2% Cashback

EBS Mortgages offer 2% Back in cash to new mortgage customers who draw down between 23rd June 2016 and 31st of December 2018 *. For more information please see www.ebs.ie

*- Offer is not available for existing EBS customers who are availing of a top-up loan or a transfer of title mortgage loan
  - Offer is not available if the customer has already received the 2% Back in Cash Offer for a mortgage relating to the same property

Fees & Charges
Document issuing

A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.

ATR fee

An Accountable Trust Receipt (ATR) fee refers to a charge associated with having your solicitor keep the deeds to the property on behalf of your mortgage provider.

Vacate fee

Mortgage Vacate (Registry of Deeds) €61.75

Valuation fee

Valuation Fee €150

Transfer Rate fee

A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.

Late Payment fee

A fee charged when you fail to make a payment on your mortgage in time. This can happen if you miss a direct debit payment or fail to pay by cheque in time.

Other fees

Final inspection fee €65 search fees €35.70 handing over deeds to your solicitor €86.46 transfer of title €270.60 if applicable partial release of security €276.75 if applicable


Interest Rate

EBS Variable > 50% <= 80% LTV

  • WARNING: The cost of your monthly repayments may increase. If you do not keep up your repayments you may lose your home.


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