Mortgage Protection Providers

Compare all Irish mortgage protection providers

Who provides mortgage protection insurance in Ireland?

There’s a broad range of mortgage protection providers in Ireland and here at we compare prices across multiple insurers to find the best cover for your needs. We compare policies from Ireland’s leading providers, such as Aviva, New Ireland, Royal London, and Zurich Life

And when it’s time to buy your preferred policy, you can apply online on our site in just minutes. With our team of in-house insurance specialists, we can even get you covered in under one hour!

You can use our mortgage protection insurance comparison service to find the best policy to suit your needs today.

What if I am declined mortgage protection insurance by one lender?

If you opt for taking out mortgage protection with your bank or lender they will often only deal with one life insurance company, which means you’re not getting a wider opinion and variety of options.

Not all life insurance companies view illnesses in the same way and some may be prepared to offer cover for certain conditions that others won’t, so it’s best to shop around.

As is a broker service, we can talk to more insurers on your behalf.

You can learn more about what to do if you’re declined mortgage protection cover here in this guide.

What should I look for in a mortgage protection insurance provider?

When choosing a mortgage protection insurance provider, there are a number of key factors to consider.

As well as price being an obvious factor, the customer service record of your insurer should also be taken into consideration. It’s best to avoid insurers with a reputation for not paying our valid claims.

All of the insurers we deal with on are fully regulated by the Central Bank of Ireland with a record of paying out claims that goes back decades.

When comparing mortgage protection policies, it’s a good idea to check and see if guaranteed insurability is offered by various insurers. This tends to come as standard nowadays with many mortgage protection policies, but nevertheless you should check and see if it’s included and verify what amount is covered by the insurer.

Another benefit to consider, which can vary depending on insurers, is whether or not a waiver of premium is included in a policy. If you're unable to work due to illness or disability, some insurers will pay your mortgage protection premiums for you until you recover. It’s recommended that you check with the insurer to see if this is included.

We compare premiums from Ireland's leading mortgage protection providers