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Personal Loan Rate Changes

All changes to personal loan rates are shown below

Avantcard

APR rate for loans reduced from 8% to 6.1% for loans of €20,000 - €39,999 and from 7.1% to 6.1% for loans of €40,000 - €75,000.

10/07/2019
Announced
10/07/2019
Effective

Avantcard

APR rate on loans increased from 6.1% to 8% for loans of €20,000 - €39,999 and from 6.1% to 7.1% for loans of €40,000 - €75,000.

01/04/2019
Announced
01/04/2019
Effective

Avantcard

New rate of 6.1% APR available on all personal loans over €20,000.

01/02/2019
Announced
01/02/2019
Effective

KBC

KBC

KBC lower APR on Personal Loans. Existing Current account holders borrowing €10000-€50000 APR was 7.49 now 6.30. Non Current Account holders borrowing €10000-€50000 APR was 8.49 now 7.30.

14/10/2016
Announced
14/10/2016
Effective

AIB

AIB

AIB Personal Loan up €10,000 no longer available, new offering student loan AER was 12.99% now 8.45% AIB Personal Loan €10,000 - €50,000 AER was 9.99% now 8.95%

11/06/2016
Announced
11/06/2016
Effective

Ulster Bank

APR Rate has decreased for Personal Loan (fixed) from 15.30% to 10.90% for the amount between [€2500 - €4,499.00] APR Rate has decreased for Personal Loan - (available to ufirst current account customers) (fixed) from 14.30% to 9.90% for the amount between [€2500 - €4,499.00]

26/04/2016
Announced
26/04/2016
Effective

Bank of Ireland

Bank of Ireland have lowered the interest rate on their Personal Loan.

03/07/2015
Announced
03/07/2015
Effective

permanent tsb

New personal loans introduced - "Save and Borrow" and "Cash Secured Loan" offer competitive rates for existing customers wishing to secure their loan against existing savings.

12/06/2014
Announced
12/06/2014
Effective

Ulster Bank

Reduction in interest rate for Personal Loan and Personal Loan for ufirst account and ufirst gold account holders

18/11/2013
Announced
18/11/2013
Effective

permanent tsb

Minimum loan amount for personal loans reduced from €2,500 to €1,500.

19/02/2013
Announced
19/02/2013
Effective

Latest updates

In the last three months, there have been 0 adjustments to the personal loans market.

The most recent rate change was announced by Avantcard on 10 July, 2019, which we consider to be positive for the consumer. The summary of the change is: "APR rate for loans reduced from 8% to 6.1% for loans of €20,000 - €39,999 and from 7.1% to 6.1% for loans of €40,000 - €75,000.."

Market updates

Personal loan rates change all the time - in the last year there have been 3 rate adjustments in the Irish personal loans marketplace.

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