Personal Loan Rate Changes

All changes to personal loan rates are shown below

Avant Money
Image Avant Money

Avant Money

Interest rate on Avant Money loans over 20k+ increased from 5.9% to 6.1% APR

Announced
Effective
Avant Money
Image Avant Money

Avant Money

New Refinance Loan now available from Avant Money

Announced
Effective
Avantcard
Image Avantcard

Avantcard

Repayment terms for €20k+ Home Improvement loans increased from 7 years to 10 years.

Announced
Effective
Avantcard
Image Avantcard

Avantcard

Rate reduction on all loans of €20k and above. The new rate of 5.9% now Ireland's lowest.

Announced
Effective
An Post Money
Image An Post Money

An Post Money

APR rate reductions on all loans under 20k. APR rate on loans over 20k increased.

Announced
Effective
An Post Money
Image An Post Money

An Post Money

New Green Home Improvement and Green Electric Car Loan products available. 

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Maximum personal loan available increased from €40,000 to €75,000

Announced
Effective
An Post Money
Image An Post Money

An Post Money

New loan rates available, including a market-leading rate of 5.9% APR on loans over €20,000.

Announced
Effective
Amigo Loans
Image Amigo Loans

Amigo Loans

Minimum loan amount increased from €500 to €1000

Announced
Effective
Avantcard
Image Avantcard

Avantcard

APR rate for loans reduced from 8% to 6.1% for loans of €20,000 - €39,999 and from 7.1% to 6.1% for loans of €40,000 - €75,000.

Announced
Effective
Avantcard
Image Avantcard

Avantcard

APR rate on loans increased from 6.1% to 8% for loans of €20,000 - €39,999 and from 6.1% to 7.1% for loans of €40,000 - €75,000.

Announced
Effective
Avantcard
Image Avantcard

Avantcard

New rate of 6.1% APR available on all personal loans over €20,000.

Announced
Effective
KBC
Image KBC

KBC

KBC lower APR on Personal Loans. Existing Current account holders borrowing €10000-€50000 APR was 7.49 now 6.30. Non Current Account holders borrowing €10000-€50000 APR was 8.49 now 7.30.

Announced
Effective
AIB
Image AIB

AIB

AIB Personal Loan up €10,000 no longer available, new offering student loan AER was 12.99% now 8.45% AIB Personal Loan €10,000 - €50,000 AER was 9.99% now 8.95%

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

APR Rate has decreased for Personal Loan (fixed) from 15.30% to 10.90% for the amount between [€2500 - €4,499.00] APR Rate has decreased for Personal Loan - (available to ufirst current account customers) (fixed) from 14.30% to 9.90% for the amount between [€2500 - €4,499.00]

Announced
Effective
Bank of Ireland
Image Bank of Ireland

Bank of Ireland

Bank of Ireland have lowered the interest rate on their Personal Loan.

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

New personal loans introduced - "Save and Borrow" and "Cash Secured Loan" offer competitive rates for existing customers wishing to secure their loan against existing savings.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Reduction in interest rate for Personal Loan and Personal Loan for ufirst account and ufirst gold account holders

Announced
Effective
permanent tsb
Image permanent tsb

permanent tsb

Minimum loan amount for personal loans reduced from €2,500 to €1,500.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Increase in loan interest rates for Standard Personal Loans and personal loans for ufirst and ufirstgold customers.

Announced
Effective
Ulster Bank
Image Ulster Bank

Ulster Bank

Reduction in Personal Loan fixed rates

Announced
Effective

Latest updates

In the last three months, there have been 0 adjustments to the personal loan market.

The most recent rate change was announced by on , which we consider to be negative for the consumer. The summary of the change is "Interest rate on Avant Money loans over 20k+ increased from 5.9% to 6.1% APR"

Market updates

Personal loan rates change all the time - in the last year there have been 5 rate adjustments in the irish personal loan marketplace.

Compare Personal Loans