By using this website, you agree to be bound by our Terms of Use and consent to the use of cookies in accordance with our Cookie Policy.

Personal Loan Rate Changes

All changes to personal loan rates are shown below

An Post Money

New Green Home Improvement and Green Electric Car Loan products available. 

31/07/2020
Announced
31/07/2020
Effective

Ulster Bank

Maximum personal loan available increased from €40,000 to €75,000

29/06/2020
Announced
29/06/2020
Effective

An Post Money

New loan rates available, including a market-leading rate of 5.9% APR on loans over €20,000.

04/03/2020
Announced
04/03/2020
Effective

Amigo Loans

Minimum loan amount increased from €500 to €1000

29/01/2020
Announced
29/01/2020
Effective

Avantcard

APR rate for loans reduced from 8% to 6.1% for loans of €20,000 - €39,999 and from 7.1% to 6.1% for loans of €40,000 - €75,000.

10/07/2019
Announced
10/07/2019
Effective

Avantcard

APR rate on loans increased from 6.1% to 8% for loans of €20,000 - €39,999 and from 6.1% to 7.1% for loans of €40,000 - €75,000.

01/04/2019
Announced
01/04/2019
Effective

Avantcard

New rate of 6.1% APR available on all personal loans over €20,000.

01/02/2019
Announced
01/02/2019
Effective

KBC

KBC

KBC lower APR on Personal Loans. Existing Current account holders borrowing €10000-€50000 APR was 7.49 now 6.30. Non Current Account holders borrowing €10000-€50000 APR was 8.49 now 7.30.

14/10/2016
Announced
14/10/2016
Effective

AIB

AIB

AIB Personal Loan up €10,000 no longer available, new offering student loan AER was 12.99% now 8.45% AIB Personal Loan €10,000 - €50,000 AER was 9.99% now 8.95%

11/06/2016
Announced
11/06/2016
Effective

Ulster Bank

APR Rate has decreased for Personal Loan (fixed) from 15.30% to 10.90% for the amount between [€2500 - €4,499.00] APR Rate has decreased for Personal Loan - (available to ufirst current account customers) (fixed) from 14.30% to 9.90% for the amount between [€2500 - €4,499.00]

26/04/2016
Announced
26/04/2016
Effective

Latest updates

In the last three months, there have been 2 adjustments to the personal loans market.

The most recent rate change was announced by An Post Money on 31 July, 2020, which we consider to be positive for the consumer. The summary of the change is: "<p>New <em>Green Home Improvement</em> and <em>Green Electric Car Loan </em>products available.&nbsp;</p>."

Market updates

Personal loan rates change all the time - in the last year there have been 4 rate adjustments in the Irish personal loans marketplace.

See what our customers say about bonkers.ie

Independent Service Rating based on verified reviews. Read all reviews