To apply for a personal personal loan you must be over 18, have a secure source of income, and a good credit history, which means well-managed finances and not too many other loans and debt. You may also need to provide proof of identification and proof of address during the application process.
Different banks offer different rates depending on whether someone is an existing customer of the bank or whether the borrower has savings to use as collateral against the loan.
The best way to find out which bank has the lowest personal loan rates for your individual circumstances is to compare your options with our personal loan comparison service.
All banks have their own underwriting criteria but in general a bank will lend anywhere between €1,500 and €75,000 for a personal loan, based on your repayment capacity.
We’re Ireland’s leading price comparison and switching site. We’re free to use and make comparing prices across suppliers quick and easy!
We save you time by bringing you all the best deals in one place. Every year we help tens of thousands of customers to switch and save money!
We’re 100% impartial and are also accredited by the Commission for Regulation of Utilities (CRU) as an impartial, accurate and independent supplier of energy price comparisons.