Personal Loan Lenders in Ireland

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We compare loans accounts from Ireland's top financial institutions

Bank of Ireland
permanent tsb
Ulster Bank

What do I need to apply for a personal loan?

To apply for a personal personal loan you must be over 18, have a secure source of income, and a good credit history, which means well-managed finances and not too many other loans and debt. You may also need to provide proof of identification and proof of address during the application process.

Which bank has lowest personal loan rate?

Different banks offer different rates depending on whether someone is an existing customer of the bank or whether the borrower has savings to use as collateral against the loan.

The best way to find out which bank has the lowest personal loan rates for your individual circumstances is to compare your options with our personal loan comparison service.

How much can I borrow with a personal loan?

All banks have their own underwriting criteria but in general a bank will lend anywhere between €1,500 and €75,000 for a personal loan, based on your repayment capacity.


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