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Bank of Ireland Personal Loan

€5,000 personal loan 36 month term €157.84 per month

About the loan

  • The total repayment amount is €5,682.24.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €1,000.
  • The maximum loan amount is €65,000.
  • You do not need to be an existing customer of Bank of Ireland to apply for this loan.
  • Only Bank of Ireland current account customers can apply online.
  • The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.


Bank of Ireland Personal Loan

8.5% APR (variable)
8.5% Interest rate (variable)
Find Out More



  • Unscheduled repayments are allowed. You may repay the Loan or any part of it early at any time. You do not have to pay the Bank any charge for early repayment.
  • Flexible repayment schedule. Defer your first three monthly repayments (optional, only if your loan is repaid monthly). By deferring the first three monthly repayments you will pay more than if you paid over the standard term.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount Typical APR
€1,000 - €1,999 8.90%
€2,000 - €9,999 8.50%
€10,000 - €19,999 7.50%
€20,000 - €65,000 6.80%

Bank of Ireland Personal Loan

8.5% APR (variable)
8.5% Interest rate (variable)
Find Out More


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