permanent tsb ICE Credit Card




balance transfers



  • Online account access
  • No annual bank fee

* 0.0% on new purchases for 3 months. ** 0.0% on balance transfers for 6 months.

About the Credit Card

About the Credit Card:

Visa_micro Standard

  • A second card for a family member for free (once they're over 18)
  • The minimum age for applicants is 18 years.
  • A minimum annual income of €20,000 is required.
  • The maximum credit limit available is assigned according to applicant's credit status.
  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% APR for 6 months. The balance transfer limit is subject to credit limit.
  • The minimum repayment amount is 2.5% or €5, whichever is more.
  • 0.0% APR on Balance Transfers for 6 months
  • 0.0% on Purchases for 3 months
  • No annual bank fee

Features & Rates:

Interest Rates Rates/Duration
Typical APR 20.7% APR
Purchases 0.0% for 3 months
15.0% Annual Rate. Up to 56 days interest free
0% interest on purchases for the first 3 months No day-to-day transaction costs
Balance Transfer 0.0% for 6 months.
15.0% Annual Rate.
Cash Advance 20.96% Annual Rate. 56 days interest free. A handling fee of 2.5% will be charged on the amount of any cash advance subject to a minimum of €6.00 per transaction.



ICE Credit Card


Note on interest charged on any cash withdrawals made with the card: if the balance is not cleared in full, the interest will be charged from the statement date.


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