- The minimum age for applicants is 18 years.
- A minimum annual income of €40,000 is required.
- The maximum credit limit available is assigned according to applicant's credit status.
- You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.0% for 7 months. 0%* introductory offer on balance transfers for 7 months. The balance transfer limit is subject to credit limit.
- The minimum repayment amount is 2.5% or €5, whichever is more.
- Typical APR of 19.6% is based on purchases to the full extent of a credit limit of €1,500 plus the Government stamp duty charge of €30 per account per year.
- Travel insurance available
- Instalment Plan
|Type||Rate / duration|
|Purchases||13.79% annual rate. Up to 56 days interest-free.|
|Balance transfers||0.0% for 7 months.13.79% annual rate.|
|Cash advances||19.89% annual rate. Up to 56 days interest-free. A handling fee of 1.5% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.|