Bank of Ireland - Aer Credit Card

Bank of Ireland - Aer Credit Card

Additional card holder

2 Free Return Fares

Avios Travel Rewards

Free worldwide travel insurance

Instalment Plan

Introductory purchase rate

0.00% for 6 months

Balance transfers

0.00% for 7 months

More details

About the Credit Card

  • The minimum age for applicants is 18 years.

  • A minimum annual income of €16,000.00 is required.

  • The maximum credit limit available is assigned according to applicant's credit status.

  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 0.00% for 7 months. The balance transfer limit is subject to credit limit.

  • 2.5% or €5, whichever is more

  • Representative example of Aer Credit Card purchase at standard interest rate of 14% variable. Typical Annual Percentage Rate (APR) of 22.7% variable including annual Government Stamp Duty of €30 and an annual charge of €78 (this is made up of 12 monthly charges of €6.50). Assuming purchase of €3,000 repaid in equal instalments over a 12 month period. The total amount repayable by customer is €3,335.50 which includes initial purchase of €3,000 and a total cost of credit of €335.50

  • This card is accepted everywhere you see the MASTERCARD sign.

Rates

Type
Rate / duration
Typical APR
22.70%
Purchases
14.00% annual rate.
Interest free purchases
Up to 56 days interest-free.
Balance transfers
0.00% for 7 months
Cash advances purchases
21.36% annual rate.
Cash advances
A handling fee of 1.50% will be charged on the amount of any cash advance subject to a minimum of €2.54 per transaction.
Our customers rate us4.7 out of 5 stars!

Independent Service Rating based on 7293 verified reviews. Read all reviews

Mr Karol Stafford

- 15 hours ago

Life Sales Assurance

The service was top notch- the Life Sales Agent (Colin Kirrane) was knowledgable and gave sound advice. He did an excellent job in both assisting with the application and making the whole process as straight forward as possible. Also he made the process really customer friendly - I felt he was really good at explaining all options available and the one that best suited my needs.

Mr David Russell

- 20 hours ago