An Post Money - Flex Credit Card

An Post Money - Flex Credit Card

Online account access

Additional card holder

Apple Pay & Google Pay

0.0% on purchases for 9 month

5.9% on Money Transfers for 24 months

Introductory purchase rate

0.00% for 9 months

Balance transfers

22.90%

More details

About the Credit Card

  • The minimum age for applicants is 18 years.

  • There is no minimum income requirement.

  • The maximum credit limit available is assigned according to applicant's credit status.

  • You may transfer a balance from a different institution's credit card (subject to status and approval). Interest on balance transfers is charged at 22.90%. Balance transfer allowed at standard variable rate The balance transfer limit is subject to credit limit.

  • If the outstanding balance on the monthly statement is less than €25.00, the cardholder must pay it off by the date shown on their statement. If the outstanding monthly balance is €25.00 or more, they must pay a minimum of €25.00 or 1.00% of the balance, whichever is greater.

  • Typical APR of 15.70% is based on purchases to the full extent of a credit limit of €1,500.00 plus the Government stamp duty charge of €30.00 per account per year.

  • This card is accepted everywhere you see the MASTERCARD sign.

Rates

Type
Rate / duration
Typical APR
15.70%
Purchases
15.70% annual rate.
Interest free purchases
Up to 56 days interest-free.
Purchases info
0% for 9 months
Balance transfers
22.90%
Balance transfers
Balance transfer allowed at standard variable rate
Cash advances purchases
16.80% annual rate.
Cash advances
A handling fee of 0.00% will be charged on the amount of any cash advance subject to a minimum of €0.00 per transaction.
Our customers rate us4.7 out of 5 stars!

Independent Service Rating based on 7430 verified reviews. Read all reviews

The service was very good. The communication was always clear and timely. Colin Kirrane on the life protection team was very helpful in navigating my application and keeping me informed at all stages. Very personable to deal with. I am also working with Charlie Martin on the mortgage team currently, who is very helpful and a pleasure to deal with.

Customer

- 1 day ago

Gas and electricity switch

Simple to use and got great value by switching. The new facility of being able to upload utility bills is excellent.

Customer

- 1 day ago