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Swirl Prepaid Mastercard

€0.00 card no annual fee €0.00* monthly cost

The minimum age for applicants is 16 years.

There is no minimum income requirement.

Available to new and existing customers.

The Government annual stamp duty is €5.00.

MasterCard This card is accepted everywhere you see this sign.

€0.00 *

monthly cost

Swirl Prepaid Mastercard

* 3.50 inactive account fee applied if card is not used at least once every two months. 5.95 cost applied if not topped up on purchase.

Top Up Charging Tiers:

Top up Swirl card online instantly using Visa debit card for €0.99.

Top up charges for Payzone Outlets (maximum single load €500):

€2.99 for top up of €10 - €350

€3.99 for top up of €351 - €500

Bank Charges:

  • 2.95% (minimum €0.75, maximum €2.95).
  • €1.50 ATM/Cash withdrawal fee.
  • 5.0% Foreign exchange rate.
  • Bank account not needed.
  • Credit check not required.
Top up charges
Bank transfer FREE
Debit Card 0.99
Credit cards n/a
Cheque n/a
Maximum single top up €2,500.00
Chip and pin

€0.00 *

monthly cost

Swirl Prepaid Mastercard

* 3.50 inactive account fee applied if card is not used at least once every two months. 5.95 cost applied if not topped up on purchase.

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