Bank of Ireland Variable LTV >80% Mortgage
Receive 2% of your new mortgage back in cash.
If you are a First Time Buyer, Mover or Switching your Mortgage to Bank of Ireland and are a Bank of Ireland current account customer, get an additional 1% of the original mortgage amount as Cashback after 5 years (subject to meeting the terms of the mortgage). Drawdown between 5th September 2016 and 30th June 2019. Terms and Conditions apply.
A fee charged when you request your mortgage provider to supply additional copies of your mortgage contract or statement of interest.
A fee charged at the end of a mortgage when you’ve paid the balance in full to release the deeds to your property and remove the bank’s claim on them.
A fee charged when you wish to move from a variable rate mortgage onto a fixed rate mortgage.
If you do not pay us a repayment instalment or other sum of money by the date you are due to pay it, we may charge you a default interest rate of 0.5% per month or part of a month (which is 6% per year) on the unpaid sum. This default interest is added to normal interest. We do not charge borrowers default interest when they are in a Mortgage Arrears Resolution Process under the Central Bank’s Code of Conduct on Mortgage Arrears and are co-operating reasonably and honestly with us.
Security Perfection Fee for Equity Release: €600. This fee covers the Bank’s legal expenses where the Bank agrees to handle an Equity Release loan without the need for a customer to engage his/her own solicitor.
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