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AIB Personal Loan

€5,000 personal loan 36 month term €158.88 per month

AIB
About the loan
  • The total repayment amount is €6,220.23.
  • The minimum age for applications is 18.
  • The minimum annual income is not specified.
  • The minimum loan amount is €1,000.
  • The maximum loan amount is not specified.
  • You do not need to be an existing customer of AIB to apply for this loan.
Summary

8.95%

APR
(variable)

AIB Personal Loan

Proceed

The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.

Rates

Features

  • Fast decisions where possible. Apply online, through AIB mobile banking app, in branch or by phone for amounts from €1,000 - €30,000 to receive a decision in 3 hours. For amounts up to €75,000, you can apply in your local branch or by phone
  • Unscheduled repayments are allowed. Repay your loan early if your circumstances change or make additional lump sum repayments at any time with no penalty.
  • Flexible repayment schedule. When you're applying for your loan you can choose repayments that will suit you with Interest Only repayments or planned repayment holidays e.g. take a break from your repayments at Christmas or summer holiday time. Scheduled Flexible repayment options ma
  • Early repayments are allowed.

Loan tiers

This Personal Loan has a variable rate which means that the rate, and your loan repayments, can go up or down during the term of your loan.

Loan amount
Typical APR
€1,000 - €30,000
8.95%
Summary

8.95%

APR
(variable)

AIB Personal Loan

Proceed

The rate is variable, and may go up or down for the duration of the loan as general interest rates fluctuate.

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